Tuesday, August 3, 2010

Money Tips for Expatriates or OFW

Many expatriates or OFW in particular forget to save money when they are already working abroad. In the Philippines there is a seminar from PDOS before leaving to work abroad. The main topic of the seminar is about how to save money while working away from the Philippines away from their family. But most of the expatriates return home only to realize that they are still poor and even poorer before they went abroad. One of the reasons of this is that the OFW forgot to save while away working hard in foreign land. Some were tempted to spent too much money more than what they were earning by buying unimportant things like electronics gadget, gambling, going to nightclubs and even forget their family in the Philippines and even make their own new family abroad.

If you are working abroad you will encounter many trials and hardship, loneliness that will ruin your plan and dream. My advice is to have a constant communication to your family in the Philippines. Make concrete plan and save money for your future in the Philippines.

Here are some money tips for Expatriates or OFW:

1.0 Know what your monthly income and assess if you could invest on something in your country of origin. Maybe you could buy a house or condo unit. Real Estate is a good investment because it appreciates its value faster than other form of investment. It is also a pride to have a house which is the product of your hard work.

2.0 As an ofw you will see many appliances that you could not afford before to buy. Tighten your belt and go for longer gratification by saving and investing your money. You can invest in government securities and mutual fund too. Another thing to avoid buying cars, watches that are very expensive. Just say no to these temptation.

3.0 Spend your money wisely. Always remember that you have a goal to fulfill. Do not change your lifestyle like when you are earning small amount of money when you are in the Philippines.

4.0 If you think that your wife is not a good saver then do not send all your money but just send money for their monthly budget. Do not let your dependent in the waste your hard earn money.

5.0 Tell your wife about your plan or you should update them about your present money status and your future plan so that they will understand to avoid problem.

For more money tips read Earn and Invest Money in my other blog.

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Friday, July 30, 2010

Venus Raj Rigid Training

In preparation for the incoming Miss Universe Pageant, Venus Raj is now busy with her training like catwalk, answering question and even projection. After the storm she will now be ready to fight come August 23 in Las Vegas, Nevada and even Manny Pacman gave her some encouragement and to trust God above all.

Here is the article from ABS-CBN.Com
MANILA, Philippines – This year’s Binibining Pilipinas-Universe Venus Raj has undergone rigorous training for the prestigious Miss Universe 2010 pageant next month in Las Vegas.

Venus Raj, along with 2010 Binibining Pilipinas-World Czarina Gatbonton, 1st runner-up Diane Necio and 2nd runner-up Nicolette Henson, underwent trainings almost every day for several weeks

The training of the Filipino-Indian beauty from Camarines Sur included perfecting her walk on stage.

Raj’s posture and the movements of her head and hands as well as her smile were scrutinized by her trainers. She was also told that is important to make an eye contact with the judges and photographers of the pageant.

A mock question-and-answer portion, complete with panel of judges, were also held as part of Raj’s preparations. She made to undergo drama training to develop her self-confidence.

She also watched previous Miss Universe competitions to study the movements of the finalists.
Venus Raj
Raj will fly to Las Vegas without her coach and family.

Venus Raj who fought back to regain her crown said her mom, who is in Camarines Sur, told her that she is proud of her, and that she will pray for her victory.

Other Bb Pilipinas winners, meantime, expressed their support to Raj.

The 2010 Miss Universe Coronation Night will be held at the Mandalay Bay Resort & Casino, Mandalay Bay Events Center on August 23, Monday.

The pageant will be aired live on ABS-CBN Channel 2 on August 24, Tuesday.

Raj will reportedly fly to the US on Sunday. –Report from Dyan Castillejo, ABS-CBN News

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Wednesday, July 21, 2010

OFW Should Save and Invest

OFW should save and invest
Many OFWs including myself are working hard in a far away land in order to earn more money and hope that someday we can start a new life in the Philippines with business or savings but I think only few people will realize their dream. Why is it that it is hard to do it?

When I was young it seems to me that saving money is very easy but now I have a hard time doing it. Mulling myself I realized that many things has changed since I was a toddler living in our province with simple life and simple things around. Now the world is full of many unnecessary things that are widely promoted by media. Ads are there to persuade people to buy. In short you could not save and invest because life today is about receiving salary if you are employed and buying things which are not important. If only everyone could go back to simple life, I think they can save money and start a business of their own.

As an OFW or Oversea Filipino Worker, it is hard for us to save money because there are lots of temptation like buying jewelries, electronic gadget and the pride of being an OFW that when spending a vacation, many relatives and friends are expecting us to shower a party and lend money without paying in return. But I think it is not too late not to save money today. You just need to stand and be reasonable. The hard part is when you start saving money. Many people don't save money because of many unreasonable reasons like I have a small monthly salary, I will save later, my wife is working too and she has a retirement plan and so on. My question is when are you going to start saving money?

My answer is now and stop buying those unnecessary things that you don't really need. You have to identify the asset from liabilities. What are these two things? Assets are things that when you buy they can give you more money like real estate, business and retirement plan. You need to study these things too before you buy. Liabilities are things that do not generate money for you like luxury car, expensive cellphone, laptop, very big house. These things that I mentioned in fact will need more money for maintenance.

Start saving by paying yourself first. What is this means? You have to set aside 10% of your gross monthly income. If you could not do it with 10%, start with 5% and readjust it later to higher percent value when you feel comfortable. By the way don't wait for that comfortable moment to come! It is not bad to enjoy your money because you earned it but let us not forget that you are not only living for today so you have to save and invest because as you go older you will have a hard time to cope up. Employment is shaky, it is not a secured source of income. What if you get fire? There are many younger people who can do with your job but are willing to accept low salary.

There are so many things to cover with this topic but I discussed here the basic of financial freedom. Start saving now and invest your money. Do not rely others for your future. Start today and as OFW we should save and invest.

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Saturday, July 17, 2010

Petition to oust Wellie is now 40,000

What happened to Wellie? Is he gone for good? I hope so because he is not a model for Filipino people and beside he is rich already. I had watched his show many times and I felt that he is arrogant and rude at the same time. I do not know why people appreciates him very much? I read an article about his petition in Earn and Invest Money: Petition to oust Wellie is now 40,000 and right now many people are aware of his being stupid. He should learn his lesson and know how to respect other people.

He take advantage with other people's weakness like being poor. It has been two years I never watched his show and I prefer doing other things than to watch him.

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Monday, July 12, 2010

Earn and Invest Money: Top Ten Money Saving Tips

To all expatriates out there here is another article that I want you to read. It is about saving money tips, I am sure all of you will want to save money so that you can leave where you are now and go home for good earlier than what you expect. Saving your money by following this Earn and Invest Money: Top Ten Money Saving Tips will help you a lot. Start saving money today and invest it in your country.

There are many ways to save money and you can make a comments here and add what other way to save money. My friend retired at the age of 40 for good because he has lots of money already and able to start a lucrative in the Philippines, I myself want to follow what he is doing and I start investing in real estate.

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Wednesday, July 7, 2010

Venus Raj News

It was in the year 2006 when i first saw venus, from that time i told myself, that someday she'll be one of the proudest stock of bicolandia or maybe even of our country, all throughout the years of her journey to different local beauty pageants, i was there, seeing on how she performs, yes it's true that she never bagged one major title in the region, but for me she is deserving of things better that that, for four years time, this beautiful bicolana had evolve into a classic and timeless queen, in the eyes of the people who believes in her...
Venus Raj News
You know what is good about venus, is her genuine to herself, she never had time of being hypocrite for herself and to other people, that is why many people used to love her in her simplicity and humility, in her achievements i can say that Gd has always been her armaments, her shield and her strength, perhaps not all of us can pleased by her image, or by herself, but you know what folks one of the best thing that ever happened to her is to be crowned as Bb. Pilipinas 2010, i know it's her dream to be one, and i'm happy that she is reaping now the fruits of what she had sown years ago, i remember during Miss Bicolandia 2009 screening when she was one of the judges, i saw her splendid wearing her recycled bags, i said wow, i think there can be no another venus to come): it's only her who has that guts to established and epitome of a true queen):

Why? Because a true beauty queen, is somebody who has it, the heart and the compassion for all, a beauty queen is a role model for good character, good inspirations and the highest form of morale, it makes me feel sad, that now many had forgotten this reality, many claimed that to be a beauty queen is a way to fame, but it's not, remember even during the Mythological times of the Goddesses it is clearly stated that beauty are made for a purpose and that purpose shall drive all of us...and for a real queen...

2010, has been the most triumphant years for Venus, for she is about to reach her dreams of representing our country into the most prestigious pageant in the universe, i just have queries to others, who doesn't believe in venus, what do you think is the real qualifications of Miss Universe Pageant? is it all about the advancement of technology and science? that almost all of the countries around the world do enhance their delegates? especially Venezuela, and other latin countries, i am not against beauty enhancement because i am product of it, but then i believe that a true queen, must possess natural and real beauty, a true queen's character shall not be trained and practice, because if it is the reality, how can a Miss Universe trained queen can really be a true queen? how can she inspired if in herself she can't even an inspiration, this is something that almost all the pageant around the world had forgotten, a Miss universe is the most beautiful woman in the whole universe indeed, then how come that almost each year, they choose and select a queen who doesn't even possesses naturalism in themselves, or is it because miss universe were created for profit not for mission?

For me and i believe thousand out there will agree, Venus Raj is deserving to represent the entire Filipino people, and woman around the world because she has it, the love for herself and for other people, the compassion to all the people in all walks of life, the natural beauty which every filipino admires, the support and the guiding blessings of God will make her our next Miss Universe, and most of all her character her determination, and her skills will give her the most beautiful gift for herself and for all of us filipinos):

The best thing that we can do now and on is our fervent prayers to God, to continue bless her and falter to guide her, because Venus is A true Queen an Essential World Class Filipina): Good luck to your journey to Miss Universe 2010 comes august)! Godbless us all Filipinos!

From Missosology.com

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Friday, July 2, 2010

Pinoy Conquered American's Got Talent

Luigi Seno
I am very proud about our kababayan who is now living in United States of America. This expatriate went there eight years ago with his parent to find a greener pasture and end up joining America's Got Talent. He amused the judges with his talent singing with guitar. His name is Luigi Seno, 20 years old who sang "Sunday Morning".

Here is the news courtesy from WWW.ABS-CBNNEWS.COM

MANILA, Philippines -A part-time Filipino student and shipping worker from Mandaue City is quietly making a name for himself after wowing judges of the hit American reality search America's Got Talent.
Luigi Seno, 20, played guitar and sang a bluesy version of Maroon 5's "Sunday Morning", winning praise from the AGT judges and loud applause from the audience.
"Luigi, you have a really cool, relaxed style. Fantastic," said judge Sharon Osbourne.
Judge Howie Mandel said Seno looked shy, "like a young kid", when he walked out on the AGT stage with his guitar.
"As soon as you started strumming on that guitar, you, like, opened up. You are truly a great entertainer. If you had an album right now, I'd be listening to you in my car. I would be," he said.
Third judge Piers Morgan, on the other hand, said it was not just Seno's talent that got his attention but his undeniable charm.
"I'll tell you what it is. It's not just that you're a good guitar player, or that you're a very comfortable singer and a good singer, it's the fact that you've got this charm about you, which I think is going to go a long way," he said.
All three judges voted Seno into the next round, with the chance to win the US$1 million grand prize.
In an interview before his performance, Seno said he was born and raised in the Philippines before his family moved to California 8 years ago.
His parents described him as shy but with a passion for singing. "He practices every day. I'm so blessed," said Seno's mom.
Seno said his family inspired him to join the competition. "They brought me here to get a better life. It was really tough back in the Philippines so I just want to give back to them," he said.
America's Got Talent is a British-owned American reality television series created by Simon Cowell on the NBC television network.
A local version of the show "Pilipinas Got Talent" recently ended its first season, with singer Jovit Baldivino winning the top prize.

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Tuesday, June 29, 2010

Oprah Winfrey gives magazine staff $10,000 each Plus an iPad - Buzz In Hollywood

I just want to share to you this article that I read about Oprah Winfrey. I admire her so much because of her humanitarian deeds and maybe because of this she is blessed much. Last year she donated lots of money to South Africa for her school project. We also knew that she managed Charice career in United States of America. If you become successful in the future I encourage you to do the same starting with your own employees just like what she did this month.

Oprah Winfrey gives magazine staff $10,000 each Plus an iPad - Buzz In Hollywood and sometimes she surprises guess by giving gift after the interview in her show. A woman with a big heart deserves happiness and success.

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Friday, June 18, 2010

Chenee Capunan | Pinay wins 2010 McDonald’s singing contest

Chenee Capunan
MANILA, Philippines – Another Filipino has impressed foreign audiences with her singing prowess.

Restaurant employee Chenee Capunan bagged the grand prize of Voice of McDonald’s in April, besting other finalists from Peru and South Korea.

Voice of McDonald’s is a global singing contest for McDonald’s employees, restaurant managers and crew.

Over 10,000 people from the fast food chain’s 32,000 branches around the world auditioned for the competition, which is already on its third year.

Winning the top prize gave the 21-year-old Davaoeña an opportunity to jumpstart her music career by recording demo material in an all-expense paid trip to Hollywood.

A previous Voice of McDonald’s winner has already released her first album.

Grammy Award-winning music producer Walter Afanasieff, a Voice of McDonald’s judge, commented on Capunan: “People stood right up after she sang and thinking about it, I still get chills. So definitely, she's got a future. And I'd like to help.”

Capuyan, for her part, said: “I'm so speechless. A lot of people are watching you performing live on stage. It was really amazing… I'd like to thank the McDonald's family for this wonderful opportunity. Thank you so much!”

The Filipino also won $20,000, a MacBook laptop, a music player and other bonus prizes.

“Sa mga may talento sa pagkanta, huwag kayong magsawa na ipakita ang talento ninyo… ipakita niyo po ang kaya ninyong gawin,” Capunan encouraged other aspiring singers.

From www.abs-cbn.com

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'Pacific Rims' launch a hit in New York

Rafe BartholomewMANHATTAN – More than 200 fans, friends and family came out to support an honorary kababayan, Rafe Bartholomew, on his book launch in Union Square, New York on Wednesday night.

Bartholomew’s book “Pacific Rims” is about the Filipino’s unique version of basketball.

Fans lined up for almost 2 hours just to get his autograph.

“I’m absolutely, amazingly impressed, he’s become such a wonderful articulate young man, and he’s a wonderful writer,” said Vincent Sheeham, a family friend of the author.

Filipinos have praised Bartholomew’s book.

“I love the history. I love the humor into it,” said Marc Anthony Agbuya of Brooklyn, New York.

“When I found it in the bookstore nakita ko na parang Pilipino yung nandito, naka tsinelas, nung nakita [ko] yung Philippines, I have to buy this one,” said Wendell Quilang of Bayside, New York.

Bartholomew said the Philippines’ National Bookstore has ordered 1,500 more copies to be sold in the Philippines. Balitang America



By Don Tagala, ABS-CBN North America News Bureau

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Tuesday, June 8, 2010

Expatriates Should be Smart About Investment

Working abroad as an expatriate is not easy, you will encounter lots of trials and even abuse from anyone. The locals will see you as their competitors and treats to their jobs. Some Expatriates will get homesick but the government support is not enough. Although these are some of OFW or expatriates problems, there are also some good side like many localities appreciate us as an expatriates because of our skills and talent. Most of the expat also are very hardworking. Without us maybe its their burden too because they really need to hire people from other country and it so happened that we Filipinos are good and can easily adapt the new environment.

Now as an Expatriate we should learn about Investment because by doing so we could start a business when we return home for good. This is the only way that we could reward ourselves for working hard abroad and suffered homesickness for the long time. Nobody will do this but we ourselves. Start learning now like saving at less 10% of our monthly salaries. If you could save 20% or more than that then it is much better. Pay yourself first! Working abroad is not a guarantee that you will retire rich. According to survey 80% to 90% are still poor when they come home for good. Studying livelihood programs and studying entrepreneurship are just some of the example of achieving knowledge in Investing. Studying Mutual Fund, Stock, Bond and Real Estate are also very important. By the Retirement Contribution is very important too.

Read more about investment in Smart About Investment - Earn and Invest Money. This site is still new but there are many sample of how to invest your money. Good luck my friends.

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Monday, June 7, 2010

Traditional Filipino Games (Larong Pinoy)

Being away from the Philippines doesn't mean we have to forget everything like our culture and tradition.

Many Filipinos changed when they are away from the Philippines.

Yes there is a saying that be Roman in Rome but let us not forget that we are still a Filipino no matter what.

Most of these Filipinos who lost their identities are those who intermarried with other nationalities.

Well maybe because these women are less educated so they always follow what their husband has to say.

I am not generalizing but mostly of them that I knew were losing their identity being a Filipino.

When I met my high school friends who got married with foreigners, my goodness their children could not speak Filipino language.

Are they ashamed of our culture?

I hope that whether expatriates or products of intermarriages, we should be proud of what we have.

Most this lacking of patriotism are happening in Western Countries but here in Middle East thanks God Filipinos are still intact with their values and culture.

Last week I saw the children here can still play Traditional Filipino Games (Larong Pinoy) and they are very of good at it.

They played with other children in our embassy.

Seeing them makes my mind wondering as if it was just yesterday when I was a toddler playing with my friends under the rain.

We were very dirty with mud but very happy. I could still recall the names of these games in other part of the Philippines.

Hide and Seek is very popular in all part of the Philippines.

As an expatriate we should always remember who we are and where we are from like the Chinese, Japanese, Indian and other Asian nationals.

They are very proud of their culture and tradition.

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Friday, June 4, 2010

How to prepare candy as an Expatriate

Living abroad is always boring especially if the place is Middle East. Being expatriate here for more than 10 years I myself can attest that life is very boring because there is no alcohol, theater, church or other places where we are accustomed. Nevertheless you can entertain yourself with other things like learning to cook and maybe writing or having an online part time job. Here is a simple recipe that might interest you. It is how to prepare a candy. I just read this one from a website where I just read just now. How to prepare candy? | Health And Wealth is a website that I just read and although there are many articles in it, I chose this one for you.

Next time I will share to you other important articles that I will read along. What is good with cooking is that most of the ingredients are available locally. Maybe you could try to cook foods and when you are tire of working abroad you can use it as a business vehicle. My friend who is now based permanently in the Philippines started a pastime on how to cook. Right now his business is prosperous and he told me that why not explore with new idea. Many dreams started from scratches and now they applied them in business.

There are many other thing to ponder as an expatriate so start now and learn new things while you are earning.

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Tuesday, June 1, 2010

Benefits of Travel Insurance - Earn and Invest Money

OFW as in Overseas Filipino Worker or Expatriate is always traveling abroad or back to his/her country mostly once a year to work and provide his family or her family a bread or shelter for their better future. I am an OFW too and this is my 10th year but still longing to work abroad because there is no better salary in the Philippines. Although we have an insurance by OWWA, I still bought a travel insurance because it has many benefits to help you while you are traveling. Read Benefits of Travel Insurance - Earn and Invest Money for more details about this insurance.

Travel Insurance is actually very popular in UK and United States of America. Most of my friends who are now living in Canada and United States has it. How about you? Are you using this travel Insurance while in vacation? The good thing about this insurance is that it has many benefits as what I read from other blog. Anyway, it depends on travel insurance company because every insurance company has their own features or benefits.

Travel Insurance like other insurance is very important because you really do not know what will happen. If you plan to travel with your friends or perhaps your partner, it is better to buy and enjoy your vacation. Without it, I think your vacation will not be so satisfying.

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Friday, May 21, 2010

Invest in Gold and Other Expensive Metals

invest gold and precious metals
Invest in Gold and Other Expensive Metals if you are an expatriate because they increased their value very fast. I have bought gold and other expensive metals like platinum in the form of jewelries. I have been working abroad for more than ten years and I witnessed the appreciation of gold. This metal increased its value that in 5 years it doubles its price. Most people are affected by this gold rush value especially here in Middle East that Gold is a necessity during wedding ceremony.

Gold Investment is very profitable and easy to do. This investment is a sure way to earn money. Platinum, copper and silver are also good for investment but gold is very popular so I would recommend you to buy gold. It is easy to sell because it is very popular and you can sell it to anyone especially if it is jewelry. This is the advantage of buying gold than other precious metals. There are many types of Gold too, the other popular and expensive one is white gold. I like white gold because they are not prone to snatchers thinking that it silver jewelry. If you are planning to buy gold and other precious metals, my advice is to find a safe vault or perhaps you need to rent a safety box from the private company or banks.

Invest in gold now and other precious metals like copper, silver and platinum and earn big money in a few years. If I bought lots of these metals before then I quadruple my money already. Just remember to find a safety box for your investment.

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Saturday, May 15, 2010

Overseas Filipino Votes can Determine the Winner of Tight VP Race

Even if the votes outside the Philippines are just 152,323 still this could affect the vice presidential race which is very close. Binay and Roxas are very close and it is very hard to determine the winner without counting all the votes the ABS-CBN said.

Here is the news courtesy from the ABS-CBN:

LONDON – Despite the low turnout, the Overseas Absentee Vote (OAV) could be a telling factor to determine the winner in the heated vice-presidential race between candidates Sen. Mar Roxas and Makati City Mayor Jejomar Binay.

The Department of Foreign Affairs (DFA) records show that there were about 152,323 absentee votes worldwide.

This represents only 26.7% out of more than 500,000 who registered for the month-long OAV period.

Based on the latest unofficial OAV count Thursday night, Liberal Party standard-bearer Sen. Benigno “Noynoy” Aquino enjoys a commanding lead with 39,811.

Running second to Aquino is Brother Eddie Villanueva of Bangon Pilipinas who has 11,002, and third is Sen. Manny Villar of Nacionalista Party with 9,852.

In the vice presidential race, Roxas is showing the way with 38,512, followed by Loren Legarda, 12,013 and running third only is Binay with 3,979.

For senators, on top is Frank Drilon with 41,036. He is followed by Miriam Defensor-Santiago, 40,233; Ralph Recto, 38,632; Bong Revilla, 38,330; Jinggoy Estrada, 34,178; Juan Ponce Enrile, 31,062; Ferdinand Marcos Jr., 30,982; Pia Cayetano, 30,187; Vicente Sotto III, 26,891; Sergio Osmena III, 24,927; and Teofisto Guingona III, 24,248.

Holding 12th spot is Joey De Venecia with 21,419.

The absentee vote in Europe did not even reach 20,000 out of almost 62,000 registered voters.

Both Aquino and Roxas are headed for a landslide win in practically all major cities in Europe.

They also enjoy a commanding lead in OAV-rich continents like Asia-Pacific and the Middle East and Africa.

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Partial Results for Vice Presidential Race 2010

These are the partial results as of May 14, 2010 from May 10, 2010 election. The Rank between Binay and Manuel Roxas is very tight that anything could happen at the end of Counting.


Courtesy of ABS-CBN.COM

I am rooting for Roxas but if Binay will win then let us respect the people's mandate.

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Monday, May 10, 2010

Noynoy Leads in Comelec Tally

I just from ABS-CBN about the latest partial tally of the Philippines Presidential Election today and Noynoy Aquino is leading the race for president while Binay and Mar Roxas are neck to neck. Here are the news courtesy of ABS-CBN:

MANILA, Philippines - Sen. Benigno Aquino III and Makati City Mayor Jejomar Binay leads in the Commission on Elections (Comelec) partial count of the votes for president and vice-president.

In a press conference, Comelec Chair Jose Melo announced that based on 38.25% of clustered precincts, the results were:

For President

Benigno Aquino: 5,553,537 40.44%
Joseph Estrada: 3,278,723 25.76%
Manuel Villar: 2,024,119 13.98%
Gilbert Teodoro: 1,541,199 10.64%
Eddie Villanueva: 453,016 3.12%

Richard Gordon: 226,552 1.56%
Vetallano Acosta: 61,704 0.42%
Nicanor Perlas: 19,196 0.13%
Jamby Madrigal: 17,556 0.12%
JC de los Reyes: 15,842 0.10%

For Vice-President

Jejomar Binay: 5,881,127 40.63%
Manuel Roxas: 5,310,355 36.68%
Loren Legarda: 1,542,687 10.65%
Bayani Fernando: 422,607 2.91%
Edu Manzano: 249,025 1.72%

Perfecto Yasay: 144,471 0.99%
Jay Sonza: 24,616 0.17%
Dominador Chipeco 17,971 0.12%

Melo said the turnout was around 75%. He said he expects to get 55%-60% of total votes cast past midnight Tuesday.

"Are we happy? We are all happy," Melo said in an apparent response to forecasts that the country's first automated polls would fail

He added: "This seems to be a victory of the the Filipino people, with God's help."

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Friday, May 7, 2010

Willie Revillame threatens to resign from "Wowowee"

Willie Revillame
I read this news just today but I think this happened two days ago. Yes Willie threatens to resign if Jobert Sucaldito will not be fired by ABS-CBN. Here is the full article about this news:

The usual party mood on the noontime show Wowowee suddenly turned serious when host Willie Revillame rebuked TV and print entertainment columnist Jobert Sucaldito for supposedly badmouthing him and Wowowee all these years. “Alam n’yo ho dito sa ABS-CBN dapat kami dito ay isang pamilya. Alam n’yo ho meron sa DZMM na 2:00 to 4:00 (program slot) sa pangalang Jobert Sucaldito na tinitira n’ya ho itong show. Dito ho kami nagtatrabaho sa ABS, sa management sinasabihan ko lang ho kayo ba’t n’yo pinapayagan tirahin ng taong ‘to ang Wowowee?”

The host explained that Jobert supposedly made a comment on air claiming that Wowowee gets “dumb” people as its audience. “Alam mo, Jobert, dapat nga hinahangaan mo ‘yung programang ito. Araw-araw mo akong tinitira sa dyaryo, tinitira mo ko sa DZMM. Alam mo ba magkano ang kinikita ng Wowowee? Nakakatulong kami sa mga special children na ito [na] guests namin. Tirahin mo ito, sige! Wala ka nang ginawa kundi ako ang tirahin. Ako na lang ang tirahin mo, Jobert huwag na itong show.”

Willie also also questioned why ABS-CBN management is supposedly tolerating Jobert for speaking out against the show. “Huwag mong samahan ng pulitika ito. Ito ay pagbibigay-lingkod, kahit na mga 74 percent o mga bagsak ige-guest namin dito, kahit basurero gine-guest namin dito.” The controversial host said that the columnist has no right to criticize the less-fortunate people who become part of show’s audience.

Willie went on to ask Jobert not to attack the show's audience, which sometimes include special children, or people who have serious ailments. “Nananawagan lang ho ako sa management ng ABS, huwag n'yo naman ho payagan tinitira ‘yung show natin. Ang laki ho ng kinikita ng Wowowee para sa ABS,” Willie implored.

Willie let out an even tougher statement when he said that if the management won’t fire Jobert, he would resign from Wowowee. “Tandaan n’yo ‘yan. Wala na kayong ginawa kundi ako tirahin dito. Mabigat na ‘to sobra na. Ilang taon na ako nananahimik, tinitira ako sa dyaryo niyang Jobert na ‘yan. Tahimik lang ho ako, ‘yung Jobert na ‘yan pero tandaan n’yo, ‘pag hindi n’yo ‘yan tinanggal, ako magre-resign dito. Para ho sa tao ito. Para sa mga taong espesyal, para sa mga 75 percent ang grades. Ipaglalaban ko ‘yung mga batang ‘yan. I’m sorry sobra na ito.”

He also challenged Jobert to meet the sick kids every day because it is not an easy task. “‘Yan ang ginagawa ko, tinutulungan ko ‘yung mga ‘yon para malaman mo. Sobra na. Huwag mong idadamay ang programang ito dahil ang programang ito ang may-ari ang mga Pilipino hindi sa ‘yo ‘to.”

Willie apologized to the audience for his outburst, but he explained that he just had to point out to Jobert that he should not attack him, being a fellow Kapamilya. “Kasama ko na sa istasyon, Kapamilyang itinuring kami, pero tinitira kami sa loob ng ABS-CBN.” Willie then stressed again his frustration with management for allowing Jobert to get away with his comments.

The controversial host clarified that he is not being boastful, but he is just being himself. “ABS (CBN) management, gawan n’yo ng paraan ‘yan. Alagaan n’yo ang mga talent n’yo dahil nagbubuhos kami dito ng pagod, lahat. Huwag n’yo kaming [sirain] sa sarili naming tahanan tinitira kami,” he complained. Here is a petition article about Willie Revillame when Cory Aquino's video was rudely insulted.

Courtesy of ABS-CBN.com

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How to save money if you are an expatriate? - Health And Wealth

This is an article which I read last night and I would like to share it with you my fellow OFW or expatriates around the world. The title of the article is about How to save money if you are an expatriate? There are expatriates out there who forget to save money because they are thinking that having the present nice job is forever. Remember we are away from our families because we want to have a good salaries even we suffered the loneliness, abuses and discrimination in our foreign land which we work today. We accept all these humiliation in exchange for a better salary.

I am hoping that you my friends will someday be successful with your journey and become a model to all expatriates whom you know both financially and spiritually. Success begets success so start with small accomplishment in your life and start from there to become a very successful one.

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Sunday, April 4, 2010

Earn and Invest in Restaurant - Earn and Invest Money

As an expatriate, I always dream that one day I will have my own business in the Philippines. My friend has a restaurant business and one of his goals is to help generate jobs for our fellow Filipinos. If you want to Earn and Invest in Restaurant - Earn and Invest Money you should study first the foods that you want to offer for the customers. There are many restaurants out there, what makes your restaurant stand above them?

You need also to study management like how to manage the restaurant, finance and people. Many expatriates never prosper their business because they lacked one which I mentioned above. I have many advises from my other blogs like in health and wealth, Don't Worry Make Money and Earn and Invest Money so if you have time try to visit them. But whether you succeed or not in your first business, my advice is not to quit.

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Friday, April 2, 2010

Gilbert Teodoro: Light at the end of the Tunnel

Gilbert Teodoro: Light at the end of the tunnel
HINDSIGHT By F Sionil Jose (The Philippine Star) Updated January 10, 2010 12:00 AM

Gilbert Teodoro: I believe that the 1987 constitution was reactive. It was enacted for a single purpose; to transition the country from a dictatorship to a democracy. Unfortunately, it stopped there. It instituted checks and balances to the point that it completely disregarding synergy.

Being this ancient, I have a lot of hindsight, although of course we all know that hindsight is the lowest form of wisdom. I am old enough to have heard Quezon before World War II deliver those fiery speeches at the Luneta then divide Quezon City — named after him while he was still alive — among his mestizo friends.

I knew of how the late President Sergio Osmeña, a very honest man, would go down to Malacañang to check that the GI sheets in the grounds had not been pilfered. Then President Quirino, who was wrongly accused of having bought an expensive bedpan; and on to that greatest of all our presidents, Ramon Magsaysay, how the masa adored him! Then the disastrous regimes of Ferdinand Marcos, Cory Aquino, Erap Estrada, and now, Gloria Arroyo.

Being an unsinkable optimist, I’ve pinned hope on leaders like Raul Manglapus, Pepe Diokno, Emmanuel Pelaez, but they never got to be president.

The list is short — I had hopes, too, for Haydee Yorac, Richard Gordon, Oscar Orbos. Now, here comes Gilbert Teodoro, Jr.

I first got to know Gilbert when I saw him and his wife on one of those asinine TV talk shows in mid 2009. His answers to the vapid questions were sensible and well thought out. Aside from these qualities of intelligence, he exuded sincerity. I called his office and asked to see him and he readily agreed.

My first meeting with him took place at his office in Camp Aguinaldo months before he was proclaimed the administration’s candidate.

I knew Gilbert’s father; he was the head of the Social Security System — a major institution with billions; he was able to protect the SSS from the rapacity of Imelda. He was a judicious public servant, punctilious and efficient. Gilbert Senior was strict, and Gilbert Junior is grateful to his old man for his Spartan upbringing; this way early enough he understood the wellsprings of his father’s unblemished integrity.

But what does a rich boy know about poverty, which is the country’s gravest malady today? His answer: a doctor treating a leprous patient does not have to have leprosy himself to treat the disease.

Though the manor where he lived was in Manila, he commuted to Paniqui, in Tarlac to that irenic Ilokano barrio Matalaptap, where he got to live with the children and know the language.

As a trapo — he honors the label — he learned how it is to be cast in the dumps, the humbling punishment of being there, and the healing rise from the bottom of the pit.

Then, in those years that he served, first as a three-term Congressman, he saw the real face of poverty, and from this visceral experience, he has come upon ideas about how to alleviate it, not by institutionalizing the solutions but assuring, for instance, that the peasantry should be comfortable through entrepreneurship and by other methods by which farm incomes will rise.

Gilbert Teodoro has more assets — in contrast to the others who aspire for the job. For one, he topped the bar examinations, and has a master’s degree from America’s most famous university, Harvard. He is a colonel in the Reserve Force.

Integrity? Vicente Paterno, one of the superb technocrats whom Marcos recruited to work for him is most admirable; of all the Marcos inner sanctum acolytes, to the best of my knowledge, he is the only one who had come out to say mea culpa; this requires so much courage and humility as well. Shortly after I had that first meeting with Gilbert, Paterno confirmed my estimate of the man when he said, as quoted in the papers that he knew of only two Arroyo cabinet members who were really honest: Esperanza Cabral of the Department of Social Welfare, and Gilbert.

During the recent onslaught of typhoons Ondoy and Pepeng when so many sections of Luzon were flooded and hundreds were killed in the floods and landslides, Gilbert, who headed the National Disaster Coordinating Agency, was often criticized for not doing enough, and if he did something, it was too little and too late.

What the critics forgot is that Gilbert was merely the coordinator of that massive relief effort, that other agencies had not acted fast enough. Still, during this period, Gilbert worked very hard, spent many sleepless nights and those who saw him on TV noticed how haggard he looked.

As Gilbert explains it, that disaster was, for him a defining moment. That catastrophe and his unequivocal stand to the challenge of the Abu Sayyaf in Mindanao were the most difficult tests of his endurance and iron obligation to his office.

Gilbert’s wife, Monica, belongs to the affluent Prieto clan of Manila. She spent her young years in Switzerland and speaks impeccable French. Gilbert’s family and hers knew each other; it was in Manila where Gilbert met Monica in 1999. They have a son, Jaime, who Gilbert says, worshipped his grandfather, Teodoro Sr.

Monica is a member of the Lower House where she has already left her imprint by creating a committee for the welfare of children — as different from the committee concerned with the welfare of women. Focusing her attention on children, she has authored bills that benefit them, including one that raises the statute on rape from 14 to 16 years. In short, a man who has sexual relations with a minor, 16 years and below, is guilty of the crime of rape.

Gilbert admits to having disagreements with his wife but these are soon enough settled; Monica, he says, is headstrong — a streak that runs in her family, and is grateful for the stout support she gives him.

The election in May will certainly be very different from past elections. First, since it will be automated, it is expected that the results will be known quicker and there will be less chances for cheating. Second, thousands upon thousands of new voters will go to the polls — many of them students who, like the young everywhere, will not be conned by popular celebrities and dazzling showbiz gimmicks. They will certainly vote for candidates who, they feel, will give us good government. In the last elections, evidence of this burgeoning political maturity surfaced in Isabela, in Pampanga and elsewhere where politicians like Grace Padaca and Among Ed Panlilio were hoisted to pivotal positions on the basis of their exemplar personalities and not as flashy TV stars or media icons. This is how it should be, that we be proud of our leaders because they have something between their ears, that they can stand shoulder to shoulder beside other leaders of the Western world.

At the end of a recent talk at the Philippine Military Academy, I was asked by a cadet to forecast the future. I said my crystal ball is foggy and that I also suffer from astigmatism. Given these liabilities, even without that crystal ball, I can see so many changes coming. So much of these depend on the elections this year. I hope we will not usher to Malacañang scoundrels, thieves and nicompoops — and that I had my eyes on Gilbert Teodoro.

My announcement was greeted with applause.

I did a bit of inquiring. The military officers know what he had done in the two years that he was Defense Secretary — a post which he vacated to run for the presidency even if he didn’t have to. They know, too, that he did not take a single peso from the department coffers, that he protected the integrity of the bidding process.

For the cadets at the Academy, he offered academic freedom, but reminded them at the same time of their obligations wherein they were not free. As for the PMA honor code, if in the past, cadets who broke it were given a second chance, he saw to it that there would be no second chance now for those who violate the code.

Two generations ago, then Senator Pacita Madrigal Warns declared that “millionaires don’t steal.” Considering the Filipino experience, the declaration was met with disbelief and ridicule.

For the moment at least, we have a politician who has validated Manang Pacita’s statement. Gilbert said that he will retire from public service when he reaches 51. With his background and record, could he possibly be the man on a white horse — or atop a tank — who will be the ultimate modernizer? Abangan, for there is no assurance that he is the man. I am sure, though, that if he wins, he will try as best as he can not to disappoint us.

It was with this thought that I sought him again the other week. We met at a coffee shop at The Fort in Taguig. I asked these questions which, I know, are in the minds of so many of us.

You are listed as one of the richest in the Arroyo cabinet. What is the nature of this wealth, how did you come to it? What does money, which is power, mean to you?

GIBO: My wife and I both inherited from our late fathers. Perhaps my father would have wanted me to pursue a profession other than public service, something more gainful such as investment banking and the like, as he was in public for 32 years and my mother for more than 10 years. But that was not to be.

True, money is a route to power. But it is also a shield against the improper influences of power. It provides a degree of independence. Thus I am thankful to have been provided for by my family

That old cliché, blood is thicker than water, is in the minds of many Filipinos. You belong to one of the richest families in the country. How will you convince our people that your high office will benefit the people and not your family?

The strongest way to convince people that one’s family will not be unduly favored is through one’s platforms, policies, and actions. I believe in encompassing interests rather than narrow interests as defined in Mansur Olson’s book Power and Prosperity, which, by the way, is an excellent read. There are interests that transcend class and benefit the majority; these are the interests one seeks to buttress. The best evidence that I have my own views is that I embarked on my latest political journey aboard a new ship, making my own choices and decisions, not under the auspices of any familial patronage.

You served Marcos who plundered this nation. I presume you understand why it is necessary for this country to have a strong leader and, therefore, a strong state. Given your experience, what does Marcos mean to you?

As with any leader, history, including its biases, will be the judge. All leaders had something positive to contribute, and people must learn to winnow the chaff from the grain in reviewing a leader’s legacy. I believe the country, more important than needing a strong leader, needs strong leadership. This is the difference between what I perceive to be contemporary viewpoints, the failure to distinguish between the person and the institution. Oftentimes, strong leadership is built around an individual and stays that way, while I believe in creating lasting institutions with the clear position that my participation will be temporary.

Poverty is our foremost problem. How will you resolve it in the six years? Our political economy—will you reform it? What is your view on foreign investment?

One cannot resolve poverty. One can only set the stage for people to get out of it. If a government has for its primary purpose the resolution of poverty, solely or principally through government intervention, then it will be taking on a burden which is not fully its own, thereby creating a moral hazard. In the final analysis, only the individual can free himself or herself from poverty. A government can only create the basic conditions that will provide a favorable atmosphere to alleviate poverty.

My goal is to make the Philippines a favorable platform for investments both domestic and foreign, with some conditions, for example protection of workers’ rights, of the environment, of our farmers. The goal is to provide proper government investments, such as infrastructure, and policies such as transparency, to afford confidence in our economy and in our people — basic education reform. Thomas Friedman recently wrote an article entitled “Innovate, innovate, innovate,” where he says it is once again the age of innovation. A country to get ahead must innovate and invent something new that the world does not have and that it will need. The Philippines is not exempt from this reality.

Your program on health and education will require a vast outlay of resources. You need to increase revenues. Will you finally, really tax the very rich?

Tax reform both on the policy level and the administration level is extremely important. One must be able to balance between those two goals. I favor strict enforcement balanced by simplified taxation systems and perhaps some easing of tax rates. Our corporate tax rates are one of the highest in ASEAN. We have to study how we can make up the shortfall enforcement while easing tax rates to attract investments.

Certainly you are aware that your connection with an unpopular administration diminishes your chances at the polls. How will you defend your position?

It is I who should be the focus, not the administration. I have my own views, goals, achievements, and the capacity to govern. It is convenient, of course for the opposition to use the administration line of attack, but I believe our people will be able to see through such a tactic.

As a member of the administration party you will be beholden to the same people who are perceived to have wrought havoc on government. You will have to repay them because you are Filipino. Is this perception correct?

If I were to be running just to be a lapdog or a paid hack, I can very well be that with less risk. I will not risk a carefully guarded reputation and a legacy that I want our son to be proud of.

We will be hundred million people in less than five years and will have difficulty feeding this population. What are your ideas on population control?

Population management is essential, not merely because our resources are not limitless but also to reduce the risk of disaster. With the visible effects of climate change on our country, we have more vulnerable areas and fewer areas where people can stay. Population is a big issue. It is a problem that continues to fester while everyone gets lost in the acrimonious debate on which is the right institution to deal with it. So nothing gets done.

Granting that the cornerstone of population management is a moral choice freely and knowledgeable made by couples and that government should not make that moral choice, several things must follow because the debate must not stop there. We cannot pretend the problem does not exist. The following construct must logically follow: 1. There must be institutional responsibility and accountability. If government is not the proper agency to deal with the problem because it is a moral issue, then our moral guardians must take the responsibility and the consequent accountability for positive results, and not merely for information and education; 2. Government must support the choice freely made by a couple; 3. No to abortion.

As secretary of National Defense you have had a first hand view of the military. What is the most important problem in the military and how did you handle it? What does this experience mean to you?

There are two major problems of our military: resources and doctrines. In terms of resources, there is a serious shortfall both in manpower and equipment. I trace this back to the failure of our country to properly plan for and build up a credible AFP since our independence after WWII. We have low defense spending and a force that is small for our country’s geographical make up.

In terms of doctrines, we still have the mindset of addressing ideological wars in a conventional sense, while we should be building up our small unit expertise for internal security and law enforcement purposes. This though is now being introduced by the AFP hierarchy. Recent literature, particularly with what is known as 4G warfare or fourth-generational warfare, preaches that although territory is important, the key element now is people, or a single person. You have to arrest that person to stop a security situation. The best example is Osama bin Laden. Here you have Bravo, Kato, Parad, and their ilk. This is what we have to re-engineer our AFP to deal with.

Surely you know of the Ampatuans, the clan wars in Moro Mindanao. What can be done about it? What have you done?

It would have been militarily impossible to disarm a sizable armed threat while facing a restive MILF during the time the MOA-AD issue was being heatedly debated, and amid irresponsible threats of some local and national leaders which led to actual skirmishes, creating a volatile and confused situation on the ground, At that time our troops were also focused on the repeated kidnappings in Sulu and in the Zamboanga peninsula. Now because of the ceasefire with the MILF we can disarm. But the question is how long we can maintain our current police and military strength in the area so the equilibrium holds. Your guess is as good as mine.

Granting that the two rebellions will be diminished under your term, how will you insure that they will not recur? What will you do with the armed men in both organizations?

There is one essential thing that must be done so as not to allow security situations to recur: effective deterrence. This is achieved through a combination of various things like presence of police and military personnel in the area for an effective length of time, infrastructure development, capacity building of LGUs, livelihood opportunities; education, and such other empowerment measures. But the underlying factor is the disarmament of non-state armed groups.

You are in favor of changing the Constitution. What are the main provisions that you want changed by a constitutional convention or a constituent assembly?

I believe that the 1987 constitution was reactive. It was enacted for a single purpose; to transition the country from a dictatorship to a democracy. Its tactical objective was to dismantle Marcos mechanisms. Unfortunately, it stopped there. It instituted checks and balances to the point that it completely disregarding synergy. It is a constitution which breeds false expectations because the state guarantees a proverbial heaven on earth.

We must ingrain into our people’s mindset that our political system must evolve with the times. It must effectively address the operational environment. It cannot be stuck in the quagmire of its own making. Although we must be equally vigilant and steadfast in preserving the Bill of Rights and the independence of the Judiciary. I am in favor of a freely elected constitutional convention that will have no other mandate but to study and to consider the subject.

Our relationship with the United States is the cornerstone of our security policy. What are your thoughts on this relationship? Should the Visiting Forces Agreement be renegotiated?

Our relationship with the United States is a cornerstone of our policy, as our relationships with ASEAN, the OIC, and other regional and multilateral groups, and our bilateral relationships as well. Our bilateral relationship with the United States has transcended the traditional diplomatic, economic, and military spheres but has permeated into this country’s cultural and social fabric in the informal sense. We have shared ostensible political values such as the different constitutionally guaranteed freedoms and the concept of democracy. It is a strong relationship both in the formal structured sense and the informal personal sense.

We should leverage this relationship as we should our relationship with other countries, identifying mutually advantageous and mutually beneficial points of cooperation, after a transparent and arms-length realization of each country’s conditions. It is a paradox that one of the most effective deterrents against conflict between states is close interaction between their armed forces—soldiers do not make wars, politicians do. The VFA is such a mechanism. Recently we have seen it at work in the non-traditional military sense, in what we call HADR—humanitarian assistance and disaster response. In typhoon Frank last year and in Ondoy, Pepeng etc. this year US troops immediately came to our assistance. Thus the VFA should be judged from a broader perspective than just criminal jurisdiction. Second, the VFA is merely an implementing treaty of Mutual Defense Treaty which embodies both countries’ bilateral military obligations. To sum up I am in favor of more VFAs with other countries.

China’s growing influence in the Asian region and the world is increasing. What would our relations with China be? With China’s claim on the Spratleys? Our rich and powerful Chinese minority?

Our connection with China is strong, both in an economic sense and in a cultural sense. It is perhaps without fear of rebuttal that I can say that within ASEAN, save for Singapore and maybe Thailand, the Philippines is where the Chinese have assimilated with the least prejudice and with the least difficulty.

China’s rising economic power is a reality of the world. Its economic growth is a welcome development because it has been a strong economic partner of our country. We must enhance our economic relations with China in a sustainable way. Yet the geopolitical realities still remain — China has embarked on an unprecedented military build up. It has blue water naval capabilities to include aircraft carriers and it cannot say that Taiwan is the sole focus of such a military enhancement. It behooves China’s leadership to be transparent and to be forthright in stating its military objectives. It must also be clear in its policy regarding states such as North Korea, which are popularly believed to be under its influence. The Philippines must assert its sovereignty realistically and responsibly in accordance with legally supportable aspects of international law. We must be steadfast in this.

Some two decades ago, James Fallows of the Atlantic Monthly postulated that our “damaged culture” hinders our development. If culture both as anthropological and aesthetic concept is a factor in the building of a nation, how will you handle it?

I believe that the effort to disregard the rich cultural diversity of our country led to a lot of damage. The single language, single ideology line of nation-building has not been a positive development for our country. It has bred bigotry and division.

I believe that we must accept that we are diverse. We are an archipelago, for heaven’s sake. We must encourage that diversity and teach each other what we are, so that a culture of tolerance and respect evolves. Even the contributions of our colonizers such as languages, both Spanish and English, must be appreciated and their use enhanced. The world itself because of increasing interconnections is getting increasingly culturally aware. We should be the same in our own country.

Is your wife an important factor in your decision making?

Yes, any member of one’s nuclear family is an important element of decision making for two reasons: trust and the fact that your decisions affect them, too. They are an important source of feedback, as are other groups in your political atmosphere. But at the end of the day, the reality is that they are one, rather than the only, element in decision-making. The determining factor should be conscience and the appreciation that several factors need to be weighed in arriving at a decision.

Among the many insights into the Filipino character, which our history unfailingly illustrates, is that, despite our faults, we are a talented and heroic people with a revolutionary tradition. You are a student of history, what makes a Filipino a hero?

A hero takes extraordinary steps, with total disregard for personal safety and security, for the benefit of others.

Heroism bears the essence of individuality in the context of using it for collective good. Thus the soldier who dies while saving others in a flood, the seven-year-old who saves his younger siblings from an inferno while his parents are away, to the schoolteacher who spends her own money to buy food for her students who had to be temporarily housed in the public school because of the flood — they are all heroes.

What is your vision for our country?

I want to see a Philippines that is peaceful, has strong institutions of governance, has modern infrastructure, has food security, is technologically and educationally advanced, with a people who have the capacity to make rational decisions for themselves, true freedom of thought and of expression, a power in Southeast Asia and perhaps the Asia-Pacific, ecologically rich and diverse, in short a country where our people would want to remain.

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Thursday, April 1, 2010

Open Letter for All Expatriates

I been stuck on the news, that one of our colleague, who been working here for 25 years here in Saudi Arabia, and recently retired , has die of heart attack.

It sadden me because, of the lost of another good person, who dedicated his whole life working and serving the company with all his heart and talent.

It also sadden me to know that when he die, he is as poor as when he came here.

He lost his wife while he was here, for a reason that i don’t understand, he spend most of his life working here and still when he retires, he cannot even live comfortably with his pension.

A question stuck my mind, Is working here in foreign country is really the solution to, for your family to have a decent life? Or it is the reason for family break-up?

We heard a lot about the children, lost their way because their parent are working abroad, children have been abuse, and so on and forth....!

And it all boiled down to one reason, our country men have been forced to look for greener posture outside the country because nobody guide them and educate them, no employment opportunities and even the government lied to them by branding them as the new heroes, instead of helping them educate on the important of financial education.

I’m so grateful, that my mindset has change dramatically, when I join the CREATE ABUNDANCE, my purpose in life has been renew, my goal has been clearer, my mission of spreading financial education is not only a dream but a reality. And now it is not only “MY” but “OURS”.



Help us spread the financial education throughout the nation and world. And bring back our OFW to their family.


Wilson A. Vina

Core team

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Saturday, March 27, 2010

Brief History of the Philippines

This brief history of the Philippines, told by a philosopher of ‎the streets, is probably closest to the truth about ourselves.

WHAT'S the big deal when Lapu-Lapu killed Magellan in ‎‎1521? Nothing much really. During Lapu-Lapu's time, Mactan ‎was strictly tribal. Think small, guid. There were no big ideas ‎such as nationalism or geopolitics.

Lapu-Lapu was simply the local siga-siga and Magellan was ‎the culture-shocked Westerner, a native first-timer in the ‎
exotic east. We lionize Lapu-Lapu as a hero and nationalist. ‎Ang totoo, mayabang lang si Lapu-Lapu. But this defeat of a ‎foreign invader did not make a Filipino nation. The timing ‎was wrong. And don't you believe that bull that Spanish ‎explorers came to find spices of the East to improve the taste
of their bland cuisine. Their hidden agenda was to spread ‎their kingdom through colonization, the euphemism for land ‎grabbing.

During the 333 years of Spanish rule (1565-1898), hundreds‎
of rebellions were waged by native firebrands in many parts
of the archipelago. Not one succeeded. Our rebels were ‎either caught, garotted, or simply ignored by the
Commandante as nuisances. Puro malas!

The execution of Rizal in 1896 was a traumatic experience ‎for Filipinos. Those who read Rizal's Fili and Noli were ‎incensed by the abuses of the church and state regime
of the Spaniards. Emotions ran high, from Aparri to Jolo.‎
The critical mass needed for nationhood was formed. At last ‎we could rebel as a people, as a nation.

The Katipunan did their battle heroics, originally led by the
firebrand Bonifacio and later on by the crafty Aguinaldo. ‎With more Katipunan charges (Sugod mga Kapatid), freedom ‎seemed possible. Between 1897 and 1899, stealth, betrayal, ‎and skullduggery bedeviled our prospect for independence.‎
The Aguinaldo and Bonifacio factions engaged in ugly ‎infighting (the talangka mentality) resulting in the execution
of Bonifacio.

Meantime, an American Admiral named Dewey entered ‎Manila Bay and defeated a luckluster Spanish navy. ‎Aguinaldo reneged on the pact of Biak na bato. He resumed
the revolution by proclaiming the Philippine Independence in ‎Kawit. June 12. From whom? We were still under the ‎
Americans & Spaniards at that time.

Meanwhile, American and Spanish soldiers held a moromoro"‎
battle in Intramuros with the Spaniards surrendering. ‎Aguinaldo's republic and his KKK patriots were left out and ‎ignored. Naisahan tayo... Minalas na naman.

The Filipino-American War broke out. Tall American soldiers ‎looking like Clark Gable chased and battled the outlawed ‎Filipino revolutionaries, ending in the capture of Aguinaldo in ‎Isabela. Thanks to the mercenaries from Macabebe. This is
the second time those Macabebe turn in their own kind, first ‎with the Spaniards. This was the mother of all kamalasan.

At that time, our population was 8 million. The gap between
the rich and the poor was estimated at 30% middle-class ‎and rich, 70% low-class and rural poor.

During the Commonwealth period (1901-1941) which ‎followed, there were lots of learning on democratic ‎principles, its structure and governance. Technology ‎transfers were done on Constitutional Rights, Public ‎Education, Transportation, Health, International Trade and ‎Industrialization. The Americans turned out to be good ‎tutors. Filipinos also went crazy over American brand ‎products like Libby's corned beef and Portola sardines, ‎Hershey's Kisses and Wrigley's chewing gum, Camel ‎cigarettes and Model T Ford for the hacienderos of
Pampanga and Iloilo.

Hollywood films made Pinoy males fantasize on Jean Harlow, ‎Betty Grable, and Mae West. Thus, Filipino colonial mentality ‎began. We fondly called this period Peace Time. By the way, ‎American troops massacred innocent people in Balangiga. ‎Mga hayop din pala!

‎1941. Disaster! World War II! After attacking Pearl Harbor,‎
the Japanese army invaded our country defeating the
combined American and Filipino forces (USAFFE). General ‎McArthur, the proud and handsome Army chief, fled to ‎Australia at the height of the battle. Then the Filipinos ‎marched to Bataan as prisoners in the Death March.

For four miserable years we suffered the sadism of the
Japanese militarists' rule. Torture, famine, and death were ‎for us, the order of the day.. Kawawa. Malas na malas!

The American forces returned in 1945 to liberate the
country. McArthur, General Superiority Complex himself, ‎sporting Ray Ban sunglasses and corncob pipe, swaggered ‎back to Manila. Piqued at his humiliation in 1941, McArthur ‎ordered the bombing and shelling of Manila till kingdom ‎come. So he can get back at the Japs for wrecking his R&R ‎place in Asia. Malas na naman.

The whole-wide expanse south of Pasig - from the Post ‎Office to Vito Cruz, including all of Intramuros - was ‎pulverized. Manila was the most devastated city of World ‎War II next to Warsaw, Poland (Tokyo was not damage that ‎much because they surrendered after 2 atomic bombs). Our ‎culture, our heritage, and historical assets (seven beautiful ‎churches in Intramuros, hundreds of elegant Art Deco and ‎neo-classical architecture in Paco) were sacrificed recklessly ‎and completely erased from the face of the earth. Sayang na ‎sayang!

In 1946, we gained our independence from the Americans. ‎We were a free nation at last (because the Americans saw ‎how much it will cost to rebuild the devastations, better to ‎let pinoys do it themselves)! A true Independence Day for ‎us, July 4th 1946 not the June 12th that Aguinaldo declared ‎and Disocado Macapagal (Marcos did initiate change, but ‎Macapagal) celebrated. We had enough exposure and ‎lessons on how to govern a democratic country, the first in ‎Asia. Our population was 17 million. The dollar exchange ‎was US$1 to P2.

But there was still no peace from 1947 to 1955 (not 1966 ‎because Pres. Ramon Magsaysay was successful putting it ‎down as Sec. of National Defense before becoming President. ‎In late ‘60s, it is the CPP by founder Jose Maria Sison). A ‎widespread communist rebellion led by Taruc, the Lava ‎brothers, and its armed guerillas called Hukbalahap ‎‎(supposed to be Hukbo ng Bayan Laban sa Hapon) waged ‎bloody war with government troops and turned out to be ‎nothing but bandits in disguise. Filipinos killed kapwa
Filipinos. Malas na naman!

Our politicians and bureaucrats learned to engage in graft ‎and corruption (What are we in power for?) - such as the
war surplus bribery, the Tambobong wheeler-dealing and
the Namarco scam. Talo nanaman!

Six presidents were elected to manage the country from ‎‎1947 to 1972, under the democratic system. They were ‎Presidents Roxas, Quirino, Magsaysay, Garcia, Macapagal, ‎and Marcos.

Economists looked back to the decades of the 50s and 60s ‎as the best years of the Philippine economy, surpassing ‎Asian countries. The nostalgia was naiveté, useless ego-‎tripping. The gap between the rich and the poor remained ‎big. 30% middle-class and rich, 70% low- class, rural and ‎urban poor. We were 27 million people. US$1 was to P4.

During the late 60's, the Maoist communists led by ‎Commander Dante intensified its drive to overthrow the
government. Marcos added fuel to the fire by creating a ‎communist spook. Violence and mayhem ruled the streets.‎
The youth went up in arms! Martial Law was declared in ‎‎1972 and Marcos became dictator. Freedom of assembly and ‎of expression went out of the window.

What followed were years of dictatorial abuse, crony ‎capitalism, shackled free enterprise, near economic collapse ‎and a demoralized middle class. The gap between the rich
‎(30%) and poor (70%) remained in a quagmire. Pareho rin ‎pala ang situation.

Our population was 40 million. Exchange rate was US$1 to ‎P7. Kawawang kawawa! Malas na malas! In 1983, Ninoy ‎Aquino, Marcos' exiled arch rival, was assassinated upon his ‎return. Push came to shove. Cardinal Sin engaged the people ‎on to protest. Outrage, self- pity, shame and fury raged and ‎rumbled like a tidal wave, culminating in the incredible ‎People Power Revolution. The very sick and obstinate Marcos ‎fled (hijacked by Americans from Clark) to Hawaii (sounds ‎like Paoay) where he died. His alleged millions of stolen ‎dollars intact and unresolved, up to now... peso to dollar ‎exchange is now US$1 to P20 (in the black market, it was ‎P30-35).

But People Power was our shining glory! The whole world ‎applauded our saintly courage, our dignified defiance, our ‎bloodless solution to expel a dictator. We were the toast of ‎all freedom-loving countries, the envy of all oppressed ‎people. In 1986, we placed Cory Aquino, Ninoy's widow, in ‎Malacañang. She was virtuous, sincere and full of good ‎intentions for the country. But what happens under Cory?

Endless brown-outs… living in a situation where portable ‎generators was a must and monopolized by Cory's relatives ‎who threw out her Energy Department down the Pasig River. ‎The land reform she professed and promised was going good ‎at first, but after she found out her Hacienda Luisita will be ‎greatly affected, that program went down the Pasig River ‎too! No wonder that river is so polluted. (Land reform will ‎not uplift the pinoy nation if the attitude of the majority of ‎the beneficiaries does not change from get-rich-quick ‎mentality)

Coup attempts by Honasan, power struggles, political ‎squabbles, and the infighting for juicy deals harassed the ‎amateur Cory presidency. So nothing happened. No progress ‎took place. The economy was still bad. The poor suffered ‎more and more. Sure we got democracy back on its feet. But ‎the Filipino resolve didn't happen. People Power pala was ‎‎"ningas cogon" power. (Honasan coup of 1989 did us in. The ‎economy was picking up fast after 1986 People Power ‎despite the brown-outs. We more or less recovered ‎economically only after 10 years because of that most ‎serious coup)

Sayang na sayang! Tha gap between the rich and the poor ‎remained at 30% (middle-class and rich), 70% (lower-class ‎and rural/urban poor). Exchange rate was US$1 to P25. We ‎were 55 million people.

In 1992, Cory's choice, Fidel Ramos, West Pointer, soldier, ‎and hero of People Power won the presidency. He had the ‎bearing, the single-mindedness and the vision to bring the ‎country to a tiger economy status. Ramos was a terrific ‎salesman of the Philippines to the world. He was able to ‎hype a climate of good economic grounds. He removed ‎barriers to progress. He was an apostle of privatization. His ‎mantra was, less government, more private sector! Fidel hit ‎the right note and the economy went on a roll. Fidel wanted ‎to run for reelection but failed to swing the cha-cha (an ‎idiotic acronym for Constitutional Change) so he could run ‎again.

In 1997, the Asian economic crises struck, triggered by the ‎bursting balloon of the hyper-speculative Bangkok economy. ‎The financial debacle created disastrous effects in the ‎investment institutions of Manila, Jakarta, Kuala Lumpur,‎
Hong Kong, Seoul, and Taiwan. All the Ramos gains ‎evaporated into thin air. Malas na naman! The poor, specially ‎Mang Pandoy, were poorer than ever. (Manila was the least ‎affected by this crises because we have the least foreign ‎investment among ASEAN, so not much investment to ‎withdraw by foreign investors, but Erap did not capitalized ‎on this fact – so we suffer as well because Erap was sleeping ‎on the job)

‎1998 was showbiz time! The Erap para sa mahirap show ‎opened to the chagrin of Makati Business Club. Pasensya na ‎po kayo, mga elitists. Democracy is also weird. The choice of ‎the masa must be respected.

Catastrophe! Chavit Singson exploded jueteng bombs! For ‎days on end, a nation sick in the stomach, sat through ‎primetime TV aghast at watching the bizarre drama of ‎alleged bribery, gambling, drunkenness, womanizing, deceit, ‎and corruption. A lantern-jawed witness and a sexy ‎intelligence "asset" hogged the witness stand.

Viewing the scandals on TV was like watching dogs mating in ‎the public square. It's embarrassing but you can't take your ‎eyes off them.

The impeachment trial serialized on TV was riveting. The ‎defense lawyers, some wearing a canine sneer (ngiting aso) ‎insulted our intelligence often. (Lokohin n'yo ang lelang ‎n'yo). The whole country was stinking to high heavens. The ‎prosecution produced its own witnesses - Clarissa Ocampo, ‎Emma Lim, Carmencita Itchon and many others.

Idols with feet of clay fell crashing into the dust. Those who ‎voted against opening the envelope were legalese, ‎procedural, sounded intellectually brilliant, but also ‎heartless and thick-skinned. They couldn't fathom the ‎heartbeat of the nation. Cardinal Sin, aging and sickly, called ‎on the people again. It was People Power II!

Same humongous and collective umbrage, same ‎brinkmanship, and same staccato prayers! Generals Reyes ‎and Villanueva simply joined the mammoth EDSA crowd. No ‎US jets from Clark this time. Erap was out! Gloria was in!

Hope springs eternal. Malacañang regained its honor and ‎dignity. Protocol was observed. Absurdity was gone. ‎Grammatical English was back. Now the first gentleman ‎should have been named Mr. Pakyao, he has the monopoly of ‎graft behind Gloria's back.

‎2001. More catastrophies! The peso plummeted to a ‎horrifying US$1 to P51. The Abu Sayyaf (extremist ‎ideologues, or mindless barbarians?) were into kidnapping ‎and terrorism, gaining worldwide notoriety. Businesses are ‎still closing shop. Thousands of workers are being ‎retrenched. Prices of food and gasoline are very high. ‎‎(Galunggong is P80 per kilo!) Our streets became permanent ‎garbage dumps. Maggots multiply to spread disease. Our ‎communities stink.

Again, the whole nation was witnessing sickening crimes ‎attributed to people in the government. Talo na naman! We ‎are now 75 million people but the gap between the rich, 30% ‎‎(middle-class and rich), 70% (lower-class and rural/urban ‎poor) remains the same for one century.

When will this end? It's been more than 350 years since ‎Lapu's- Lapu's victory, 100 years since Rizal martyrdom and ‎we're nowhere as a people, as a nation. Malas pa rin!

Some wise guy said the Filipino is a damaged culture. Bully! ‎And what do you call other foreigners. They used slaves in ‎their plantations, and landgrabbed from the natives! What ‎should we call such cultures? Predatory Culture? Bully ‎Culture? What about that other country? How many ‎countries did it put under the barrel of its gunships, so they ‎could gloat that the sun never sets on their empire? What ‎shall we call this culture? Sahib culture? Gunga Din culture? ‎C'mon, give us a break!

We Filipinos have strengths and endearing values. We are ‎Christians, God-fearing, and peace-loving. We are patient ‎and tolerant (matiisin to a fault). We are musical. We sing ‎our blues away. We have a sense of humor. We concoct and ‎text Imelda hyperboles and Erap malapropisms. We learn ‎fast because we are bilingual and highly educated. We've got ‎thousands of MBA's and PhD's in economics and ‎management from AIM, Wharton, Harvard, UCLA, etc. (most ‎of them now overseas).

We've got a surplus of technocrats for nation-building. We ‎want to work if there are vacancies. We want to go into ‎business if we have the capital. We want to obey the law if ‎the law is being enforced. We want to live and die here, if ‎there is peace and order.

But, but, and but. We have many shortcomings. We are ‎immature in our politics. Given a choice on whom to elect: a ‎handsome pabling movie star or an honest and brilliant ‎political scientist, we'll vote for the movie star.

No brainer tayo dito. Talo! We have many stupidities. Like ‎dogs, we pee (Bawal umihi dito) on walls and tires. Our ‎driving is suicidal. Our service quality is inferior.

Clerks at City Hall act arrogant. Sales ladies at department ‎stores don't know their product features. No exchange No ‎return even if it is defective, you have to argue for it. ‎Tourists get mugged by thugs in uniform. Police lay traps so ‎they can catch you and ask for bribes. What's wrong with ‎us? We don't have a great leader. And good governance. (In ‎Singapore, Lee Kwan Yew did it. The constituency profile is ‎similar to Filipinos). Admittedly, this country is impossible, ‎tiresome, and frustrating.

But it's the only country we've got. We live and die here. Will ‎we ever see the dawn?

Dios na mahabagin, kailan pa kaya? Ubos na ang aming luha. ‎Katog na ang aming mga tuhod. Tuyot na ang aming utak. ‎Hingal na ang aming puso.‎

Dios na mahabagin, isalba Mo po kami. Hindi po kami ‎talunan. At lalo pong hindi kami tanga. Sunod-sunod lang po ‎ang malas.

NOTE:
Dati Kastila, Amerikano, Intsik, Hapon at ngayon may ‎Koreano pa.

Mahabagin Diyos, Nasaan Ka PINOY?‎


As this article correctly pointed out “People Power was our ‎shining glory!” Let this election of May 10 be like it, a People ‎Power. Let us be hungry for change, zealots of our rights. We ‎should not leave it to the elected officials, to run the nation as they ‎like. After all, they are our servants and not the other way around. ‎Most of all, let us all be aware of the issues and not be led like ‎lamps to slaughter.‎

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Saturday, March 6, 2010

Korean Essay about Filipinos

I have read about this
Korean Essay about Filipinos - Earn and Invest Money and I am touched by the author's message. This is a little bit late but very informative. The lack of love of our country is maybe the reason why the Philippines is very poor. As an expatriate I think we have a duty too to help our country instead of turning our shoulder back.

I encourage everyone to at least give love and respect to our country. Be patriotic!

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