Saturday, November 7, 2015

"Lag-lag Bala" In the Airport is now known worldwide

This is now trending as many victims surfaced and told their harrowing experience. Some of them are old grandma ofw, a patient confined in a wheelchair, tourists and even teenagers. They claimed that the bullet was planted in their bag. In the first place why would anyone bring a bullet in their bag to ruin their journey? They knew that this is illegal and anyone caught with bullet will be punished with 6 years or more in jail.It is now featured in Fox News and even Japan make some video out of it. The government said that it is an isolated case wow. They don't care! What about the large sum of money they spent for Ads to lure tourist with the Slogan "It is fun in the Philippines"? This is the reason why tourist avoid Philippines as their choice of destination after they experience this scam and other forms of extortion.

This is ridiculous!

The first known case was with the Michael White, a 22 years old American tourist who wants to visit Palawan. He claimed that he was extorted to pay P30,000.00 so that he can leave free but he refused to do so and fought back. After this incidence many "Lag-lag Bala" cases surface.

It was the first time that the tourist Lane Michael White was detained in the Ninoy Aquino International Airport Terminal 1 after the authorities claim that they found a bullet concealed in the baggage that he brought. The 20-year old man was supposed to be visiting the islands of Palawan along with his father and stepmother when they were prohibited to move along at the X-ray scanner of NAIA Terminal 4. Michale White said that the security guard got the .22 caliber bullet from the pocket of his luggage. The guards repeatedly checked the bag on the X-Ray Machine.
Michael White


He denied that the bullet belongs to him. He said that he has no idea how it got in his luggage. White refused to settle the amount of P30, 000. He insisted that he is innocent. "God endured the pain when he was being whipped at the cross and if I need to be detained just to prove my innocence so be it," Micahel said. It is not the first time that allegations about the 'Laglag-Bala' modus operandi surfaced the internet. Recently, a story was shared by a balikbayan whereas the same incident happened. He said that he paid P500 to the security personnel to allow him to depart.

 According to someone who would not want to be identify said that this Scam or Modus Operandi or method of operation is operating for a long time but nobody dare to expose. The reason for this is that they chose a passenger having a connecting flight. A passenger with connecting flight is always in a hurry and don't want problem so they end up paying money to the airport employees who planted the bullet.

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Monday, November 2, 2015

5 REASONS WHY TEACHERS NEED TO SAVE AND INVEST IN THE STOCK MARKET

My father was a teacher. He died in 2002 at the ripe age of 78 not to be exact as he was born in the 1920' and his birth certificate was burned during world war 2. As a child, I witnessed how hard to be a teacher. He made his lesson plans at dawn and prepare very early so that he could reach his school in the mountain at 7:00 AM. Actually, he worked in Bureau of Lands but decided to resign because he could not stomach the corruptions of his colleagues. Yes, corruption is as old as Philippines History.

When he retired as a teacher he struggled a lot because his monthly pension is very small. He could not even buy his own medicine for his rheumatism in his legs. This is the main reason why none of his children were interested in teaching profession. GSIS and SSS Agency are full of crap. Their employees and managers  have a higher salary than ordinary employees in other companies but the people who contributed big money for pension get a meager money when they retire.

My advice to teachers out there please don't trust your GSIS or SSS because they can't give you your lifestyle that you want when you stop working. Invest in stocks and mutual funds. These two investments can give you 20% interest per year if you will choose the right one.

I believe the stock market is for everyone who dreams of forging a bigger and brighter future for their family. However, one of the biggest hindrances of many is that they think that their profession and educational background is a big barrier for them to start to invest in the market. I’m here to tell you that the stock market is not as hard as what people think it is but rather it is something that you could use from where you are to fulfill your dreams of financial freedom.

 This blog post goes to all the teachers out there who would love to start but are intimidated to do so. What you will see below is a short story written by Renato Nepomuceno, an OFW teacher from Thailand. He too thought that the stock market was too complicated and too hard to start but that all changed when he started to study. Now he is an investor who aims to save and invest enough so that he could come home and be with his family.

Here are my 5 reasons why teachers need to save and invest in the stock market correctly: 

 1. To help change the mindset started with the young children when it comes to money matters.

 2. To liberate them from a bad-debt cycle. As soon as they start working in the public school nowadays, lending institution is lining up to offer something at the lowest interest rates possible. Bad debt can surely trap us financially.

3. The current retirement fund from the government is not enough when you retire and stop working.
4. They have dreams for their family’s financial situation. Learning on how to save and invest correctly in the stock market can help you achieve that dream.

 5. You want to leave a legacy to your family. Money might not be the most important thing in life, but it affects all areas of your life.

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