Duterte is Leading in Metro Manila survey for President

The pool survey conducted in Metro Manila for president last November 11-12, 2015 said that Duterte is the first choice for president with 34%. The voters where asked whom they would vote if the election will be held this month and majority said that they will vote for Rudy Duterte, the well known mayor of Davao City.

Many Filipinos were tired of the same traditional politicians who promise to uplift their lives but after elected in the highest position corruptions, drugs, killings and lagging economy are still the same major problems.

Philippines Candidates for President 2016

In the second position is Grace Poe, the adopted daughter of Action Star Fernando Poe Jr. who died after losing to to former president Gloria Macapagal is now in hospital arrest. Grace Poe leads the survey before Duterte decided to run. She got 26% approval.

Vise President Jojomar Binay is in the third place with 22%. His popularity wane because of corruption allegation. His son was also sacked as mayor of Makati City. Present government candidate and former Interior Secretary Mar Roxas got 11%. I think it is hard for Roxas since if there are controversies in the government, he will directly affected.

Senator Miriam Santiago is in the last spot. The senator almost became a president in 1992. She was second to president Ramos in the election tally result with a very narrow margin of winning. Right now she is running again with the son of former dictator president Ferdinand Marcos. Miriam is known as good and brilliant lawyer. But many Filipinos said that she is associated with corrupt politicians like GMA, Estrada, Corona and now Marcos.

Back to Duterte; his running mate is Cayetano of Nationalista Party.

Duterte and Cayetano are campaigning on a strong anticrime and corruption platform. Both are pushing for federalism as an alternative form of government to push for political and economic reforms throughout the country. Just two months ago, Duterte placed second in Metro Manila, 4 percentage points behind the then front-runner, Poe. Among members of the ABC socioeconomic class, Duterte received 38 percent, double the 19 percent obtained by Poe. Santiago got 15 percent, and Binay and Roxas each got 14 percent.

 Among members of Class D, Duterte received 34, followed by Poe with 28 percent; Binay, 21 percent; Roxas, 12 percent; and Santiago, 5 percent. Informed of the latest Pulse Asia survey, Marikina Rep. Miro Quimbo of the Liberal Party said Roxas’ rating had increased by 7 points. Sought for comment, Valenzuela City Mayor Rex Gatchalian, spokesperson for Poe, said: “We have yet to see the survey. To comment on a survey that has not been made public by any group is unfair and inconclusive. The method, sample, etc., are factors that must be considered.”

 In the survey for vice presidential candidates this month, Sen. Francis Joseph “Chiz” Escudero, Poe’s running mate, was leading with 32 percent, followed by Ferdinand “Bongbong” Marcos Jr., 24 percent, and Cayetano, 20 percent. Pulse Asia said Marcos and Cayetano are statistically tied. Camarines Sur Rep. Maria Leonor “Leni” Robredo, running mate of Roxas, got 10 percent; Sen. Gringo Honasan, running mate of Binay, 8 percent; and Sen. Antonio Trillanes IV, 4 percent.

The survey is conducted by Pulse Asia.

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Airport NAIA Cops asked Missionary Michael White to pay P30K

This is a follow up to the "laglag bala" scam in the Philippines airport. According to Michael White, he was asked to pay P30,000.00. The price will rise to P80,000.00 if it will reach police heaquarters his stepmother said. Eloisa Zoleta and her stepson recount the ordeal in the airport last September.

They cops try to extort them but they refuse and said that they were innocent. The family during that time were going to Coron, Palawan to look for a piece of land because they wanted to build a church.

Zoleta said a bullet was found after White’s bag passed through the X-ray machine several times.

Nothing was detected when the bag was first checked, but after screening officer Maria Elma Cena allegedly put her hand inside the flap of White’s bag, the bullet was discovered in the next X-ray scan, she said.

Michael White 

After they were informed of the discovery, Zoleta asked the screening officers if she should have their flights to Coron moved. They told her it would be an easy matter, a remark that she found baffling if there really had been a violation of the law.

“The screening officers said, ‘That’s OK. It would be easy,’” she said, adding that Cena even told her that the flight wasn’t even until 12:45 p.m.

“I was thinking that if it was really the law and there was one ammo found in the luggage, shouldn’t their answer be that we wouldn’t be able to go to Coron because they would jail my son? Shouldn’t that be the answer if they were implementing it?” she said.

White was subsequently brought to the office of the Philippine National Police, while Zoleta tried to take care of their tickets.


Police officer Junio

She said a PNP officer she identified only as “PNP officer Junio” asked her about what had happened. After explaining, Junio told her about paying for the dropping of the case, she said.

“Usually we let the possession of such items pass. We just say it’s an amulet. If we negotiate that here, it (will cost you) P30,000. But if it’s passed on to headquarters, it’s P80,000,” Zoleta recalled the police officer as saying.

Preacher with no salary

He also asked about her husband’s job and she informed him he was a preacher who did not receive a salary. The officer also asked about White’s job and she told him he had resigned from his job.

Their conversation ended then because Zoleta’s brother called her up, and she never saw the police officer again.

White also said a police officer, Rolando Clarin, had told him he could pay P30,000 or face the prospect of jail. But he said the bullet was not his and he did not have the amount.

Zoleta said the officers had tried to convince them to own up to the bullet possession.

She said another officer had appealed to her to help White, as he was a foreigner and his life could be ruined.

Pregnant

And as they were about to head for White’s inquest, Zoleta said Cena came up to her and told her that she could have just admitted to carrying the bullet since she was pregnant, and there was a humanitarian law.

“I responded to her, ‘ma’am, why would I admit it?’ I know that’s the easier way out to say it’s ours and I’m pregnant, but I told her we’re Christians. We can’t lie about a small thing just to find an easy way out,” she said. 

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SEC is asking DOJ to issue for 'lookout order' vs Emgoldex execs

Here is a follow up news about Emgoldex or the Global International Investment. The rumored scam investment which victimized the OFW and the Filipinos who are greedy and want  to earn money fast.

To those who are not aware about this business scheme, some of the incorporating members are now watched.

SEC said the lookout order was requested for Kevin Miranda, Ryan Manuit, Charles Juiz Padilla, Raahbel Ymas, John Rafael Calicdan, Jove Cajita, and Paul Alviar.

 The suspects, most of whom are incorporators of Prosperous Infinite Philippines Holdings Corp. (PIPHC), are being accused of selling or offering for sale or distribution unregistered securities to the public and without a license.

 The DOJ issues a lookout bulletin order to monitor movements of suspects facing criminal charges. 

The Bureau of Immigration (BI) then implements the same and issues an alert bulletin for further monitoring of suspects in the event that they pass through immigration counters in any international airport or seaport.

 Charges against related entities Emgoldex, PIPHC, and Global Intergold (GIG) were earlier filed by the SEC.

 SEC issued a warning against investing in Emgoldex as early as February 2015. The commission alleged that the company lures investors through promises of high returns, where an investment of P1,000 would earn profits ranging from P5,000 to P10,000 or a placement of P35,000 would yield P180,000 to P360,000.

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18 years for OFW to save P3 Million!

I read an article stating that it will take 18 years for an OFW to save P3 Million so that he could return home for good? Assuming that he save part of his monthly salary alone or with the spouse is worth P13,800.00. Do you think it is only worth P 3 Million? Let us compute to prove this argument.

So Let us Multiply P13,800.00 by 12 months to get a yearly saving.

Yearly saving is P165,600.00

For 18 years, we will multiply P165,600.00 by 18 years.

In 18 years we have P2,980,800.00

Wow, it will take 18 years to earn that money and you lost that 18 years away from home. Would you wait that long to earn P3,000,00.00?

For me, I don't think so!

There are many ways to grow your money like building a small store, doing part time jobs and investing. Yes, you heard me, investing.

With regards to small business, don't be discouraged because although it is a small business but I think it will add more income to you and you can save more money. After all, millions started from cents or perhaps P1.00.

The problem of being an OFW is that it is hard to start a business without our presence. Most of the time it will go bankrupt due to mismanagement and etc. Real Estate is also a good investment depending on location. Real Estate is all about location, location, and location.

The best option for me is to invest in stock market. Although almost all gurus will say that there is no guarantee that you will earn income from it since the stock market is fluctuating. Many will tell you to stay away from stock market. Leave it to the expert. But base in history and it is really proven that in the long run, this investment will earn more interest than real estate. If you read the American stock graph and even in the Philippines, long term stock investment will beat inflation and other forms of investment. But of course, you have to diversify your investment too. As the saying goes, don't put your eggs in one basket.

I would suggest that you have to invest in stock market but if you are not that savvy on the stock, it is better to invest in the mutual fund just like me. Balance Fund which is has bond fund and equity fund will increase 15% average yearly but if you invest in equity which is stock market using the mutual fund, it will have a yearly average of 20%.

I myself invest in a mutual fund but purely equity. Of course, I experience up and down. But I am  okay because I understand that it is normal for the stock market to move up and down for awhile but really, the direction is going up in the long run.

Why I invest in Mutual Fund instead of Stock Market? It is because I feel safe in it. Mutual Fund is composed of many companies that represent stocks. So if one company or stock is down or bankrupt, there are still other company to counter-balance it so the losses are minimized. If you invest in companies and it will close, all your money is gone. So that is the difference.

Back to the main topic why would I spend 18 years in abroad when I can grow my money faster by investing? Don't put your money in the bank, they will just laugh at your back. The bank will invest your money and they will get the high interest and you get the 1.5% interest yearly minus the 20% withholding tax on the interest so in reality, you will receive a 1.2% lol.

Here is the formula to compute your money if you up to work for 18 years abroad while investing the P13,800.00 monthly assuming a 15% since you invest it in mutual funds.

 

FV= Future Value of your Money
C= yearly money value invested or the money you save and invest yearly
I= Interest yearly
N= Number of years

So assuming C=P165,600.00 yearly invested
I= 15% interest yearly
N=18 years

We have

FV=165,600.00 X (1+.15)Exp 18-1)/ .15 X 1.15
FV=165,600.00 X 11.375453/ .15 X1.15
FV= 165,600.00 X 87.211
FV= P14,442, 275.00

You see your money will grow up to P14,442,275, not P3 Million Only!

The secret is investing and by doing so your money is compounded every year with 15% interest. This is just conservative computation.

Hope you find this article informative and good luck.

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"Lag-lag Bala" In the Airport is now known worldwide

This is now trending as many victims surfaced and told their harrowing experience. Some of them are old grandma ofw, a patient confined in a wheelchair, tourists and even teenagers. They claimed that the bullet was planted in their bag. In the first place why would anyone bring a bullet in their bag to ruin their journey? They knew that this is illegal and anyone caught with bullet will be punished with 6 years or more in jail.It is now featured in Fox News and even Japan make some video out of it. The government said that it is an isolated case wow. They don't care! What about the large sum of money they spent for Ads to lure tourist with the Slogan "It is fun in the Philippines"? This is the reason why tourist avoid Philippines as their choice of destination after they experience this scam and other forms of extortion.

This is ridiculous!

The first known case was with the Michael White, a 22 years old American tourist who wants to visit Palawan. He claimed that he was extorted to pay P30,000.00 so that he can leave free but he refused to do so and fought back. After this incidence many "Lag-lag Bala" cases surface.

It was the first time that the tourist Lane Michael White was detained in the Ninoy Aquino International Airport Terminal 1 after the authorities claim that they found a bullet concealed in the baggage that he brought. The 20-year old man was supposed to be visiting the islands of Palawan along with his father and stepmother when they were prohibited to move along at the X-ray scanner of NAIA Terminal 4. Michale White said that the security guard got the .22 caliber bullet from the pocket of his luggage. The guards repeatedly checked the bag on the X-Ray Machine.

Michael White

He denied that the bullet belongs to him. He said that he has no idea how it got in his luggage. White refused to settle the amount of P30, 000. He insisted that he is innocent. "God endured the pain when he was being whipped at the cross and if I need to be detained just to prove my innocence so be it," Micahel said. It is not the first time that allegations about the 'Laglag-Bala' modus operandi surfaced the internet. Recently, a story was shared by a balikbayan whereas the same incident happened. He said that he paid P500 to the security personnel to allow him to depart.

 According to someone who would not want to be identify said that this Scam or Modus Operandi or method of operation is operating for a long time but nobody dare to expose. The reason for this is that they chose a passenger having a connecting flight. A passenger with connecting flight is always in a hurry and don't want problem so they end up paying money to the airport employees who planted the bullet.

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5 REASONS WHY TEACHERS NEED TO SAVE AND INVEST IN THE STOCK MARKET

My father was a teacher. He died in 2002 at the ripe age of 78 not to be exact as he was born in the 1920' and his birth certificate was burned during world war 2. As a child, I witnessed how hard to be a teacher. He made his lesson plans at dawn and prepare very early so that he could reach his school in the mountain at 7:00 AM. Actually, he worked in Bureau of Lands but decided to resign because he could not stomach the corruptions of his colleagues. Yes, corruption is as old as Philippines History.

When he retired as a teacher he struggled a lot because his monthly pension is very small. He could not even buy his own medicine for his rheumatism in his legs. This is the main reason why none of his children were interested in teaching profession. GSIS and SSS Agency are full of crap. Their employees and managers  have a higher salary than ordinary employees in other companies but the people who contributed big money for pension get a meager money when they retire.

My advice to teachers out there please don't trust your GSIS or SSS because they can't give you your lifestyle that you want when you stop working. Invest in stocks and mutual funds. These two investments can give you 20% interest per year if you will choose the right one.

I believe the stock market is for everyone who dreams of forging a bigger and brighter future for their family. However, one of the biggest hindrances of many is that they think that their profession and educational background is a big barrier for them to start to invest in the market. I’m here to tell you that the stock market is not as hard as what people think it is but rather it is something that you could use from where you are to fulfill your dreams of financial freedom.

 This blog post goes to all the teachers out there who would love to start but are intimidated to do so. What you will see below is a short story written by Renato Nepomuceno, an OFW teacher from Thailand. He too thought that the stock market was too complicated and too hard to start but that all changed when he started to study. Now he is an investor who aims to save and invest enough so that he could come home and be with his family.

Here are my 5 reasons why teachers need to save and invest in the stock market correctly: 

 1. To help change the mindset started with the young children when it comes to money matters.

 2. To liberate them from a bad-debt cycle. As soon as they start working in the public school nowadays, lending institution is lining up to offer something at the lowest interest rates possible. Bad debt can surely trap us financially.

3. The current retirement fund from the government is not enough when you retire and stop working.
4. They have dreams for their family’s financial situation. Learning on how to save and invest correctly in the stock market can help you achieve that dream.

 5. You want to leave a legacy to your family. Money might not be the most important thing in life, but it affects all areas of your life.

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OFW were warned about Global Intergold Investment

Overseas Filipino Worker (OFW) community was warned by the Philippine Embassy based in Doha, Qatar to be wary of scams, particularly of activities that offer quick return of investments.

 A memorandum circular released by Ambassador Wilfredo Santos made an example of Global Intergold, pointing out that according to Securities and Exchange Commission of the Philippines, said company does not exist in their files, not as a registered corporation of partnership, rendering it illegal in court as well as shady.

 The entity is said to be from the discredited Emgoldex Philippines. In the advisory, SEC reported that the are news the Emgoldex Philippines is still active, with its perpetuators using the name of Global Intergold to continue their scamming and illegal investment taking activities online.

 As stated, Global Intergold has not registered as corporation or partnership, hence said company is not authorized to solicit from the public because there was no license or permit to solicit from the Commissions Office as required under Section 8.1 of the Securities Regulation Code.

Global Intergold

The ambassador stressed to the Filipino community the importance of proceeding with caution when it comes to business.

 Oftentimes, the offers that are good to be true are truly too good to be true, especially because it is difficult to determine whether the opportunity is a legitimate networking-based operations or a pyramid scheme scam.

 The following are a direct quote from the memo, reiterating the warning to Filipinos worldwide.

 “The selling agents of Global Intergold are not authorised to offer sale, sell, and solicit investments from the public since no selling agents of Global Intergold, as of now, have secured licence from the SEC to act as certified investment solicitor, investment adviser, broker or dealer in securities, or salespersons of broker or dealer in securities.”

 “In view thereof, the public is hereby advised to exercise self-restraint from investing their money into such high yield, high risk investment scheme and to take the necessary precautions in dealing with the above-named entity.”

 “The public is further advised that those who participate including those who offer investment either personal or thru social media (e.g. Facebook, Instagram, etc.) in this investment-taking activity of Global Intergold are at risk of being prosecuted for criminal violation of the Securities Regulation Code.”

 Philippine Business Council-Qatar (PBC-Q) chairman Greg Loayon reminds that it is not only the OFWs who are victimized or scammed.

 The list also includes the other members of the expatriate communities lured by the offer of easy money, including some Qataris.

In order to be certain of the credibility of investing companies, Loayon says that it is important tocheck the appropriate registration and license of the company to operate in Qatar.

 Ministry of Economy and Commerce (MEC) offices can check for the company licenses and permits while Qatar Central Bank (QCB), Qatar Financial Markets Authority (QFMA), or the Qatar Financial Centre (QFC) can be tapped for investment licenses.

 Foreign firms offering investment and insurance plans are required to register in the country before being permitted to operate, otherwise they will be deemed illegal.

 The chairman of the United Filipino Organisations in Qatar (UFOQ), Ed Anami has been recently informed of the circular and is in the act or distributing information to members through the UFOQ Facebook account.

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OFW Business: Sari-Sari Store

One of the common businesses that we OFW is eager to have is Sari-sari store because it is easy to start. Yes it is easy to start but many business like this is bound to bankrupt because of mismanagement. We never learned how the Chinese managed their business and become rich. It need discipline, attention and focus.

Here I will share to you on how to run a business like this and good luck.

The number one reason why most owners put up sari-sari stores is because they want some nice profit while providing the daily needs of the family. Yet most of this fail and become bankrupt in less than a year. Here are some tips to make you sari-sari store successful. You should consider the store as if it’s not yours. Buy what you want to take in the store with your own money. Consuming your own goods will make you lose your initial capital, no matter big it is. The problem is not that you take from your stocks but that you don’t pay for it. In simpler terms, you have to make yourself pay your credit even if it is your store because you are spending away your capital.

10%
You should only take 10% of your profit for each day. Make a plan on how to do this because this is very important on how to manage your gains. The common misconception of most store owners would be taking away a definite amount each day. This is in fact effective, if you’re talking about a business that don’t have “poor days” or those days where you have very low sales. The problem would be cutting on you capital. Some stores use a computerized program to compute their gains for the day. You could also solve this manually by using calculator and taking 10% off your daily sales. This is used to prevent you from taking too much from the profit.

 Do not overprice
Your customers would probably be your neighbors and the both of you would probably be going to only one supplier. They actually know how much your product really costs. Much more so that we have technology with advertisements always saying the product SRP. You have to think of how much your prices should be. Enough to make a profit as well as affordable that your customers will still buy. Be reasonable with your price. Keep in mind also those products which use electricity. The only time you could probably overprice will be if you are in a remote area. It is because they have no other choice and because of the transportation expenses.

Stock up on the basics 
Start by basics first and observe what your customers wants to buy the most and which they don’t so you have an idea of how many you will buy for your store. Some of these are cigarettes, bottled drinks and beverages, toiletries, canned goods, noodles, cooking aids, sachet products and snacks. 

Always open 
People will always want to buy on one store only and if you let them down, they would have to go to another store. If you are always out of stock or always closed, by and by people will not buy from you because you have lost credibility as a store.

 Quality 
Don’t ever try selling expired products, you will lose your customers that way. Always clean your store, and protect it from rats and insects. Wipe off dust regularly.

 Repack 
If you have already established your store you can start repacking large amounts of items into smaller amounts. Most of these are sugar, salt and other cooking aids. Just make sure you do it in a clean and sanitary manner so that people would still buy from you.

 Learn the seasons. 
On hot months, invest on cool drinks and beverages and expand your selection. On cold months, invest in canned goods and noodles. Also stock up on insect repellants and emergency rations like flashlights and matches. Toiletries are always in demand and so is cooking aids.

 Don’t allow credits 
Unless of course it is you or your immediate family and closest friends or those people whom you trust to pay for it on time as a whole. Some people would say they will pay but will not pay on time. This also makes stocking up harder because you could lose your capital.

 Stack 
Put your old stock in front or up top so that it will be the first to go when somebody buys it.. this is a standard in every market.

 Be kind to your customers 
It is mostly the patronage of customers that make your business grow so be sure not to lose them. If possible do not let them wait or else they will have to find another store. Follow the techniques because they are tested and proven. Keep on growing your business using discipline, attention and focus.

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Most OFW in United States of America are overqualified—Transfast survey

Many Filipinos are working in United States in Medical sectors. In fact most of them applied for American Citizenship because as they say America is the land of opportunity. But beyond that what we call greener pasture is hard work and less relaxation and leisure time. Most of the expatriates are paid less compared to American themselves. What they experience is work and work to accumulate money for their future and when they are unable to work, its the government time to serve them with retirement benefits.

If I will ask you about this, "Is it worth to spend all your time working and just enjoy your hard earn money when you will be old?"

There are surveys that most of these professionals are over-qualified but they work there because these expatriates have less opportunities in their home land.

A majority of Filipinos in the U.S. are overqualified for their jobs and find their U.S. workplace to be more stressful than workplaces in the Philippines, according to a recent survey. Yet, they overwhelmingly agree that the U.S. is still the land of opportunity.

The finding is based on a survey of 400 Filipino who send money home from the U.S. conducted by international money transfer firm Transfast.

 More than 80 percent of respondents say they have more skills than required by their jobs in the U.S. and 72 percent describe their U.S. workplace as more stressful than the ones they’d experienced in the Philippines.

Filipino Workers

  Earn more than expected

 Most earn what they expected in the U.S. (61 percent), with 21 percent earning less and 18 percent earning more than expected.

 About 72 percent say they work longer hours than expected to earn that income, with 54 percent saying they work more than 40 hours a week. Only 28 percent say they work less than expected.

Still, the vast majority — 93 percent — agrees there are more opportunities offered by their job in the U.S. compared with jobs in the Philippines.

  Money senders

 All survey respondents send money to the Philippines using a computer and/or mobile phone app, with the majority sending money to family. Some participants also reported sending money to “themselves” (7.5 percent), likely for investment opportunities such as real estate or to save for retirement.

“People who come here for work are playing vital economic roles by contributing to the U.S. economy and also adding to the GDP of their home country when they send money back to family and friends,” says Samish Kumar, Transfast’s CEO.

 Kumar adds: “To Transfast, the survey results show that our mission of always providing great value for your money plays a role in helping our customers succeed, because when you’re working longer hours in a more stressful environment, every dollar saved matters. The World Bank’s Remittance Prices Worldwide database currently ranks Transfast #1 for lowest-cost service for sending $200 remittances from the U.S. to the Philippines.”

Land of opportunity

 Survey respondent Joanna Loresto, 47, of San Rafael, California, says, “What I have achieved here in the U.S., is a lot. I just left my job and I’m so fortunate I could go wherever I want to, and employers will hire me. Owning a home, buying any car I want — I’m proud of it. I can give my son the best education. I have three siblings in Philippines and a lot of cousins, and I’m thankful that I can be the one helping out.” “Yes, the U.S. is the land of opportunity,” says respondent Ruben Espiritu, 56, of Garner, North Carolina. “There are a lot of jobs here. The economy in the Philippines is getting better, though.” When Transfast conducted the same survey in the U.S. among immigrants from all nationalities, there were many similarities with Filipino immigrants.

  Work till they drop

 However, when it came to how much was earned, striking differences emerged: Of the immigrants from all nations, only 37 percent were earning what they expected (as opposed to Filipino immigrants, 61 percent of whom were earning what they expected).

 When asked where they intended to retire, Filipinos again stood out against the general population of U.S. immigrants.

Many more Filipinos in the U.S. still intend to return home, with 53 percent saying they plan to retire in their home country, as opposed to only 18 percent of immigrants of all nationalities. Of the remainder, 31 percent of Filipinos plan to retire in the U.S., and eight percent answered, “I plan to work until I drop.”

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Is Global Intergold Scam or Legit

I was called by one of my acquaintances one afternoon and pretending to be concerned by saying that he did not have any news about me for a long time. Chit-chat went from personal to investment and he shared me this Global Intergold. Actually he shared me the Emgoldex before it was known as Global Intergold lately. 

I am not new to this MLM, Binary and alike businesses. I joined the company associated with Aloe Vera products. The only difference is that this company has products which you will get when you register to join. 

When do you say that a company engage in MLM or Binary is a SCAM or legit? Let's face it these companies recruit people to expand. I can say that it is legit when you get something in return when you register your name with them. Example is the products like health products and maybe a service with the right price of course. It should be competitive to the market, not overprice. 

To cut the story short, this Global Intergold has no product but you have to recruit in order to earn money. They said at least two. Wow. Gold is their front or prop.

 Most of these ponzi scheme businesses victimized OFWs and Expatriates with the promise of getting easy money because they knew that they have money to afford. 

The big question is why they changed their name from Emgoldex to Global Intergold? Not approved by SEC in the Philippines. 

"Global InterGold is a regulated EU Company featuring an Online shop for the buying and selling of gold bars from Swiss regulated suppliers. Purchases may be completed outright or the client may elect to defer payment and subscribe to the GoldSet marketing incentives program. GoldSet offers Global InterGold clients a variety of ways to help fund their purchases and maximize their gold purchasing power. 

 Not only does Global InterGold sell investment gold bars, it also provides a buyback guarantee on completion of a Gold Bullion purchase order commitment.
Buyers may elect to hold their physical gold purchases personally or assign them for safekeeping in a certified depository through our licensed gold provider for a small fee. 

 Gold has been traded for over 5,000 years. In fluctuating economies it is a reliable investment that many governments, banks, large and mid-sized corporations as well as high net-worth individuals turn to for increased stability. Now, Global InterGold makes purchasing gold possible for just about anyone."

I have no news what happened to my acquaintance if he get his money back with profit or not but I am certain when the recruiting is saturated everything will fall apart and good luck to the latest member who will bear the consequence.

My advised to everyone, stay way from this type of investment. If they promise big return in a short span of time then be worry. Say NO to this kind of investment. Many investment scam has been brought to the public attention but we Filipinos never learned. It is better to invest in mutual fund and stock market. All you have to do is learned how to do it.

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10 Bad Experiences of OFWs Spending Holidays in the Philippines

The Philippines is undeniably one of the best places in the world to unwind and explore. However, as with any other destination, there are both highs and lows — and returning citizens are no exception.

 Here are some of the ill experiences overseas Filipino workers have reported through the years. Of course, it is needless to say that these do not happen all the time. If they do happen to you or someone you know, the things listed below are good to know.

1. Corrupt airport workers. Whether you’re a foreigner or Filipino, there are a few customs officers who can’t help but take advantage once you get to their section. They will generally ask arriving passengers to pay high fees for certain products brought in, like appliances and gadgets. They also tend to confiscate food and other items that are supposed to be prohibited when, in fact, they only take these for their own use.

 2. Overcharging taxi drivers. Several cities around the Philippines have taxi drivers that do not turn their meters on when you step in. They instead ask you to pay. If this happens, never negotiate and instead insist on having the meter turned on. Otherwise, walk away and look for another cab.

 3. Long queue at NAIA arrival hall. Long lines are a constant problem in the Philippines regardless of where you are. As soon as you arrive at the arrival hall, you should expect to stay for another 30 to 60 minutes at least because of inefficient personnel and outdated checkout systems

 4. Luggage lost or delayed. Many OFWs also experienced having their luggage lost or placed at a different flight to a different destination. Some are fortunate to get their luggage back while others have to settle for cheap reimbursement. Such things happen even if security guards manning the exit doors occasionally check luggage tags to catch baggage thieves.

5. Nagging neighbors asking for pasalubongs. Whenever OFWs come home, they don’t only need to worry about their immediate and extended family. There are also so many neighbors who will be asking for gifts and money. Solicitation forms for graduation. Money to claim a pawned jewelry. Money to buy an ailing relative’s medicine. It looks like the vacationing OFW has suddenly become a walking loan officer.

 6. Family members expecting you to give more money. Many Filipino families also think of OFWs as endless sources of financial resource so they ask for cash aside from the gifts you already brought. This is because many believe vacation in the Philippines is a luxury and not a necessity, so they believe you must have enough money in your wallet to afford travel.

 7. Everyone asking for money. OFWs, regardless of the duration of their stay, have to deal with additional expenses since they will be targeted by family members who would like to ask for money to apply for a job in a different place, start a small business or purchase new appliances. NAIA personnel asking for tips. Taxi driver asking for tips. A barker insisting on carrying your bags asking for money. Did we mention family and neighbors also asking for the same?

 8. Children do not recognize parents anymore. Some overseas Filipino workers have to stay abroad for a year or longer, so they find it very sad and disappointing how their children barely know or respect them when they return. If you’re working overseas, it’s best to have constant communication with the people at home: parents, siblings, cousins and of course, immediate family members. With the technology available, all this is very much possible.

 9. Confirmed gossip that spouse already have another family. The long distance relationship between spouses usually put a strain on marriage. Some couples file for legal separation while others just discover that their husband or wife has been having an extramarital affair and has a second family. Painful isn’t it? But these sad tales of infidelity and broken families extend beyond ‘Maalaala Mo Kaya’; after all, MMK is supposed to be based on real-life stories.

 10. Going back to work abroad empty-handed and debt-ridden. Filipinos are naturally generous so they usually spend more than what they saved for when coming home to visit. They usually charge the additional expenses using their credit card or borrowing from their company or coworkers abroad.

In the end, they have to work longer and harder to pay back debts, which means that they’re going to need to stay in foreign land longer than before. There is no doubt that working abroad and away from your loved ones is tough. Manage your relationships (and your finances) well and you will never have to experience these horrors throughout your OFW life.

Taken from http://www.pinoy-ofw.com

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Why most OFW still poor despite working abroad for a long time

Why most OFW still poor despite working abroad for a long time? This is a question many people are asking me many times. I asked them the same question why is it so? I asked the same question because I have been working abroad for more than 15 years already and yet I don't have lots of savings. Yes I paid my monthly SSS and bought a house plus some thousands of money in the bank but it is worth enough if I retire? These are some few questions that I want to be clear.

Here is a News from abs-cbn why many ofw still poor after spending many years working abroad. I am fortunate that I am not included in this bracket.

While most Overseas Filipino Workers (OFWs) earn better in other countries, some of them still experience financial problems despite years of hard work due to inefficient money management. 

 The Commission on Filipinos Overseas (CFO) has identified over-dependency of families and relatives of OFWs as one of the common causes why workers abroad struggle with their finances, despite their higher pay. “People tend to think that once you go abroad, it seems that you get a higher income and that will solve all your problems,” said Andrea Anolin, CFO executive assistant for joint migration and development initiative.

 Anolin added that an OFW may already have financial problems even before leaving the Philippines, such as the accumulation of debts due to over-borrowing in the belief that the money can be returned once hired overseas. “The families who are left behind and also the migrants themselves have very unrealistic expectations. 

They equate going overseas with an automatic improvement in the quality of their lives,” she said. In addition, some OFWs are said to easily give in to the requests of their families and relatives for remittances and gifts from abroad, thus the failure to save sufficient money for the future. “We don’t really save for the rainy days. We don’t really think long term. Our plans, our objectives are vague and we don’t really know how to get from one place to the next. So it’s easy to be lured by commercial spending,” Anolin said. 

According to Bangko Sentral ng Pilipinas (BSP), eight out of 10 Filipinos don't have bank accounts -- an indication that financial literacy among Filipinos is not high, as CFO pointed out. 

While it is not that bad for OFWs to spend for their families with imported commodities, CFO stressed that they should not let themselves end up without savings and should not forget to save more than they spend in order to achieve a common goal of creating a sustainable income in their homeland. “It’s not the lack of money to save eh. It’s the lack of the will to save,” said Warner Dawal, senior emigrant services officer for Peso Sense Program.

 “The most common misconception is the families here in the Philippines think that the remittance they receive is forever,” he added. I conclude that the reason why most of our expatriates including me are still poor is because we don't have the will to save money. We have this "come what may" attitude. Start saving today and invest it back home or open a business.

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Remittances inch up in July 2015

Metro Manila (CNN Philippines) —A strengthening U.S. dollar and a depreciation of several currencies around the world partly caused a slower growth in personal remittances from overseas Filipinos (OFs) last July, according to the Bangko Sentral ng Pilipinas (BSP). 

 The central bank revealed on Tuesday (September 15) that personal remittances grew by an annualized 0.5 percent to $2.3 billion last July, in contrast to the comparable 7.3 percent increase logged during the same month last year. 

 Such funds from land-based workers with contract of one year or more grew by 5.4 percent, while those from sea-based and land-based workers with contracts of less than a year rose by 2.9 percent. On a cumulative basis, personal remittance for the first seven months of the year reached $15.7 billion, equivalent to a year-on-year growth go 4.6 percent.

Cash remittances from OFs coursed through banks increased by an annualized 0.5 percent to $2.1 billion, bringing the January to July total to $14.2 billion. The January to July total is 4.8 percent higher than the $13.5 billion notched during the same period last year. 

 According to the BSP, the bulk of such funds came from the U.S., the U.A.E., the U.K., Singapore, Japan, Hong Kong, and Canada. 

 Citing figures from the Philippine Overseas Employment Administration (POEA), the central bank noted that total job orders reached 526,345, and that 38.7 percent of which has been processed. Most jobs were intended mainly for service, production, and professional, technical and related workers in Saudi Arabia, Kuwait, Qatar, Taiwan, and the U.A.E.

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OFW Should Save and Invest

Many OFWs including myself are working hard in a far away land in order to earn more money and hope that someday we can start a new life in the Philippines with business or savings but I think only few people will realize their dream. Why is it that it is hard to do it?

When I was young it seems to me that saving money is very easy but now I have a hard time doing it. Mulling myself I realized that many things has changed since I was a toddler living in our province with simple life and simple things around. Now the world is full of many unnecessary things that are widely promoted by media. Ads are there to persuade people to buy. In short you could not save and invest because life today is about receiving salary if you are employed and buying things which are not important. If only everyone could go back to simple life, I think they can save money and start a business of their own.

As an OFW or Oversea Filipino Worker, it is hard for us to save money because there are lots of temptation like buying jewelries, electronic gadget and the pride of being an OFW that when spending a vacation, many relatives and friends are expecting us to shower a party and lend money without paying in return. But I think it is not too late not to save money today. You just need to stand and be reasonable. The hard part is when you start saving money. Many people don't save money because of many unreasonable reasons like I have a small monthly salary, I will save later, my wife is working too and she has a retirement plan and so on. My question is when are you going to start saving money?

My answer is now and stop buying those unnecessary things that you don't really need. You have to identify the asset from liabilities. What are these two things? Assets are things that when you buy they can give you more money like real estate, business and retirement plan. You need to study these things too before you buy. Liabilities are things that do not generate money for you like luxury car, expensive cellphone, laptop, very big house. These things that I mentioned in fact will need more money for maintenance.

Start saving by paying yourself first. What is this means? You have to set aside 10% of your gross monthly income. If you could not do it with 10%, start with 5% and readjust it later to higher percent value when you feel comfortable. By the way don't wait for that comfortable moment to come! It is not bad to enjoy your money because you earned it but let us not forget that you are not only living for today so you have to save and invest because as you go older you will have a hard time to cope up. Employment is shaky, it is not a secured source of income. What if you get fire? There are many younger people who can do with your job but are willing to accept low salary.

There are so many things to cover with this topic but I discussed here the basic of financial freedom. Start saving now and invest your money. Do not rely others for your future. Start today and as OFW we should save and invest.

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Earn and Invest Money: Top Ten Money Saving Tips

To all expatriates out there here is another article that I want you to read. It is about saving money tips, I am sure all of you will want to save money so that you can leave where you are now and go home for good earlier than what you expect. Saving your money by following this Earn and Invest Money: Top Ten Money Saving Tips will help you a lot. Start saving money today and invest it in your country.

There are many ways to save money and you can make a comments here and add what other way to save money. My friend retired at the age of 40 for good because he has lots of money already and able to start a lucrative in the Philippines, I myself want to follow what he is doing and I start investing in real estate.

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Traditional Filipino Games (Larong Pinoy)

Being away from the Philippines doesn't mean we have to forget everything like our culture and tradition.

Many Filipinos changed when they are away from the Philippines.

Yes there is a saying that be Roman in Rome but let us not forget that we are still a Filipino no matter what.

Most of these Filipinos who lost their identities are those who intermarried with other nationalities.

Well maybe because these women are less educated so they always follow what their husband has to say.

I am not generalizing but mostly of them that I knew were losing their identity being a Filipino.

When I met my high school friends who got married with foreigners, my goodness their children could not speak Filipino language.

Are they ashamed of our culture?

I hope that whether expatriates or products of intermarriages, we should be proud of what we have.

Most this lacking of patriotism are happening in Western Countries but here in Middle East thanks God Filipinos are still intact with their values and culture.

Last week I saw the children here can still play Traditional Filipino Games (Larong Pinoy) and they are very of good at it.

They played with other children in our embassy.

Seeing them makes my mind wondering as if it was just yesterday when I was a toddler playing with my friends under the rain.

We were very dirty with mud but very happy. I could still recall the names of these games in other part of the Philippines.

Hide and Seek is very popular in all part of the Philippines.

As an expatriate we should always remember who we are and where we are from like the Chinese, Japanese, Indian and other Asian nationals.

They are very proud of their culture and tradition.

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How to prepare candy as an Expatriate

Living abroad is always boring especially if the place is Middle East. Being expatriate here for more than 10 years I myself can attest that life is very boring because there is no alcohol, theater, church or other places where we are accustomed. Nevertheless you can entertain yourself with other things like learning to cook and maybe writing or having an online part time job. Here is a simple recipe that might interest you. It is how to prepare a candy. I just read this one from a website where I just read just now. How to prepare candy? | Health And Wealth is a website that I just read and although there are many articles in it, I chose this one for you.

Next time I will share to you other important articles that I will read along. What is good with cooking is that most of the ingredients are available locally. Maybe you could try to cook foods and when you are tire of working abroad you can use it as a business vehicle. My friend who is now based permanently in the Philippines started a pastime on how to cook. Right now his business is prosperous and he told me that why not explore with new idea. Many dreams started from scratches and now they applied them in business.

There are many other thing to ponder as an expatriate so start now and learn new things while you are earning.

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Open Letter for All Expatriates

I been stuck on the news, that one of our colleague, who been working here for 25 years here in Saudi Arabia, and recently retired , has die of heart attack.

It sadden me because, of the lost of another good person, who dedicated his whole life working and serving the company with all his heart and talent.

It also sadden me to know that when he die, he is as poor as when he came here.

He lost his wife while he was here, for a reason that i don’t understand, he spend most of his life working here and still when he retires, he cannot even live comfortably with his pension.

A question stuck my mind, Is working here in foreign country is really the solution to, for your family to have a decent life? Or it is the reason for family break-up?

We heard a lot about the children, lost their way because their parent are working abroad, children have been abuse, and so on and forth....!

And it all boiled down to one reason, our country men have been forced to look for greener posture outside the country because nobody guide them and educate them, no employment opportunities and even the government lied to them by branding them as the new heroes, instead of helping them educate on the important of financial education.

I’m so grateful, that my mindset has change dramatically, when I join the CREATE ABUNDANCE, my purpose in life has been renew, my goal has been clearer, my mission of spreading financial education is not only a dream but a reality. And now it is not only “MY” but “OURS”.



Help us spread the financial education throughout the nation and world. And bring back our OFW to their family.


Wilson A. Vina

Core team

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An Insults to Filipinos by Art Bell

I come across to this email and I find it very important to us all Filipinos so read it and you may copy it and share it to your Filipino Friends too.
AN INSULT to Filipinos - Please take time to read-annoying email Share
Today at 1:37pm
I hope you take time to read this and pass it on till it gets back to Mr. Art Bell….
Let’s be proud to be all of Filipino origin!!!

This is a hate letter coming from a radio talk show host Mr. Art Bell from Nevada . I don't consider myself as patriotic but please read the reply below in BOLD LETTERS and send this to as many of your
Friends as possible until it reaches him.

Subject: HATE LETTER

This is a very disturbing open E-mail letter to all Filipinos around
The world; specially here in North America !, from a man who has the power
To reach million of people. (he's a radio talk host)

Please read on..............

This is an open letter email by Art Bell, a radio talk show host in Nevada (more info in the email itself). Here is yet another person who has taken advantage of his power and privilege to use hateful words and racial stereotypes that breed further ignorance and intolerance in our society.

Art Bell is a talk radio host who has two shows that he broadcasts from his home in Nevada , that is rebroadcast by 400 stations across the country.

He's written 2 books. He lived in Okinawa , Japan for some years and had a radio program on the English station here. And, though it's hard to believe after reading the following letter from him, he actually has been to the Philippines (he's traveled fairly extensively around the world).

This letter is so degrading, I think it's really important that everybody read this and not attack him, but respond to him in a civilized manner because otherwise his thoughts will be reaffirmed. Understand that not everyone has a viewpoint like we do, and that this is an opinion of someone who hopefully can be changed only by civil actions.

...............................................
Filipinos.....*make me puke* (Art Bell)

As we've all come to notice, in the past few decades, Filipinos have begun to infest the United States like some sort of disease. Their extensive involvement in the U.S. Armed Forces is proof of the trashy kind of qualities all Filipinos tend to exhibit on a regular basis. You can see this clearly by studying the attitudes and cultural Icons of most Filipino Americans.

Origins of Pinoys/Pinays:

Are they really Asian? Well we've come to accept the fact the Filipinos come from a part of the world known as South East Asia . But the term ' Asia ' is used in the wrong way. You may notice that contemporary Filipino Americans try very hard to associate themselves with groups that we know as Asian. I cannot count the number of times I have seen a ' Third World ' Filipino try to connect themselves to the Chinese or Japanese people. There is no connection and here's why. The Philippines is a Third World country. Nothing respectable has EVER been created by Filipino people during our entire human history. Young Filipino men in America have become obsessed with 'import racing'. They have an enormously perverted affection for Japanese cars. It's a common phenomenon. In their minds, these Filipinos somehow believe that they are Asian and that it somehow connects them to Japanese people and Japanese cars. They often take credit for the ingenuity of Japanese people and say how it's an 'Asian thing'. This term...'Asian thing' derived directly from African American slang 'blackthang'. 'It's a black thang.' 'It's an Asian thang.' You can see the connection. It's even funnier that, in Japan , Filipinos are heavily discriminated against. The only Filipinos that can live successfully in Japan are the Filipino prostitutes. But that's the case for most Filipino people no matter where they live in the world. Now we've come down to this fact...and it is a fact.

Nothing in Filipino Culture can be seen as Asian. They have no architectural, artistic, or cultural influence which is in ANY way, Asian. Thinking of the great countries in Asia such as Japan , Korea , and China there is no way you can possibly connect the Philippine Islands. This assault by Filipino Americans to connect themselves with the great peoples of North East Asia is foul and disgusting. Try visiting a young Filipino's web site too. You'll see something called the 'Asian IRC Ring'. It has to do with the chat rooms. The most horrible thing about this is that these TRASHY people are trying to associate themselves with Asia again!! People in Asia don't act like, this at all. What we are seeing here is the natural Filipino in it's element with full access to technology and this is how they act! You will consistently see this behavior over and over again.

Another interesting thing is that these 'third world' people also frequent RC chat rooms such as #Chinese # Japan and #Asian. They must believe that they are some how related racially or culturally to North Asians. But it's completely WRONG! There might have been some distant contact With China and even less with Japan during World War II, but these people are actually more closely related to African Americans and Mexican Americans.

Do the parents of these young Filipinos know what's going on? Would they accept this? I believe that they would and do. This is the natural 'Trash' element in Filipinos manifesting itself. Nothing good has ever come from Philippines and I don't believe anything good ever will.

Recognizing your Roots (A Message to Filipinos)

To all Filipino people:
Please recognize your ROOTS! You come from the Third World ! You country is a disgusting and filthy place. Most people there live in poverty! Your culture has MUCH MORE SPANISH influence than Chinese, and absolutely no JAPANESE influence whatsoever. People in Japan and China , do not act like you. They do not constantly talk about sex and they have a MUCH HIGHER level of RESPECT for each other. There is NO WAY that you can connect yourself to Asia other than location. Your culture and technological advancement does not even come CLOSE to What Chinese, people have done in the past and what Japanese and Korean people are doing now! Everything you do is distinctly Filipino. You cannot take credit for Japanese cars, video games, or Hentai! It's not an 'asian thing' it's, an 'American thing'. You have no concept of culture...no concept of Asian ideas or Asian philosophy! Can you demonstrate how you use Confucianism or Taoism in you everyday life?? You can't. And you will NEVER be able to. I understand that you are trying to create an identity for yourselves as young people... but it is NOT related to Asia ..

Your Identity is Filipino. That's all you are. Just Filipino. Think about what that means....

Sincerely,
Art
------------------------------------------

I find this funny, he is right in some ways where we, as Filipinos dont actually have an 'Identity'. I think this is due to the confusion of our mixed races from Hispanic, Chinese, American and Malay origins. I see it in malls, imagine young generations wearing ski caps and ski goggles in a tropical country, baggy low rise pants like that of African Americans living in th e Bronx of New York, not to mention endless whitening products being sold at department stores and drug stores. But his ignorance also blinds him from the other truth. That while we may glorify Anime shows and Japanese Internet gaming, he is not aware that a nameless Filipino may be responsible for some technical aspects of some Japanese software. He is not aware of our contribution to the the society in general ..

Technological advancements that may have aided post war navigations and landing on the moon. That the antibiotic Erythromycin was discovered by Dr. Abelardo Aguilar from Iloilo creating the brand 'Ilosone'. Thomas Edison may have discovered the electric light bulb and the fluorescent lighting was thought up by Nikola Tesla. But the fluorescent lamp we use today was invented by Agapito Flores (a Cebuano named Benigno Flores of Bantayan Island , according to the Philippine Daily inquirer), a Filipino scientist. Americans helped then-Philippine leader Ramon Magsaysay to develo p it for worldwide commerce.

That the personal physician of former U.S. Pres. Bill Clinton is Eleanor 'Connie' Concepcion Mariano, a Filipina doctor who was the youngest captain in the US Navy. A Filipino writer Jose Rizal could read and write at age 2, and grew up to speak more than 20 languages, including Latin, Greek, German, French and Chinese. Or that a Filipino genius was responsible for the near hiatus in the PENTAGON and White HOuse nearly infiltrating their closely guarded secrets with the 'ILOVEYOU' bug. Nuisance maybe, but still one heck of a 'beautiful mind'...not to be underestimated.The list goes on and on, but who cares right?

Certainly not Mr. Art Bell...

Boy, I'm not surprised. Perhaps Art Bell does not know that although we consider ourselves ASIAN because we are strategically located in the Southeast Asian region of which our nearest neighbors are Malays, ASIA does not mean only Chinese and Japanese race of people. Then maybe it is his connotation that 'Asia' meant only our economically successful, paler brothers and he considers Malays such as Thais, Malaysians, Indonesians, and ourselves as a ' Third World ' race. Then it is 'his' ignonimity that would make a civilized person of whatever race puke. Imagine literally connecting Chinese, Koreans and Japanese to the Philippine Islands which is archipelagos away from the countries he has mentioned. I also wonder where he got the impression that we aspire to be Japanese(???) Hispanics maybe but not the Japanese. But even Hispanics today do not mind sharing their 'surnames' to their Asian brothers who they have colonized for 3 centuries.

Another sad reality that although most Filipinos working overseas are domestic helpers and prostitutes, who does he think educates the toddlers of Hong Kong, Singapore, Taiwan and Tokyo? Parents of these countries rarely have time spent with their children, leaving them to their Filipino nannies. And with regards to prostitution. Filipinos are not the only ones working as one. I HARDLY SEE FILIPINOS STARRING IN PORN MOVIES. THERE MIGHT BE A FEW FILIPINOS WE HAVEN'T SEEN , BUT MOST ARE FROM MR. ART BELL'S RACE.

He also mentioned that we have no concept of culture..no concept of Asian ideas or Asian philosophy. How can we demonstrate Confucianism or Taoism in a Christian nation? IS HE INFORMED THAT THE PHILIPPINES IS THE ONLY PREDOMINANTLY CHRISTIAN/CATHOLIC NATION IN ASIA ?! YOU HAVE TO USE COMMON SENSE IN A LOT OF THINGS SOMETIMES...

We do not need to create an identity for ourselves. We are who we are. Our identity stems from the anonymity we live in this world. How we contribute silently towards the progress of the world and not just one country. Although the Filipino blood may be tainted with malice, corruption, poverty and prostitution, it is not a perfect race...

But so are the others. Maybe Mr. Art Bell needs to think about this.

WE MAY NOT BE PERFECT MR. BELL BUT AT LEAST WE STILL HAVE VALUES. FOR ONE THING WE DON'T PUT OUR AGING PARENTS IN NURSING HOMES BECAUSE 'THEY'RE SIMPLY OLD AND WORTHLESS'. WE DON'T HAVE AS MUCH NUMBERS OF SINGLE MOTHERS WHO GET PREGNANT IN THEIR VERY EARLY TEENS AND EVENTUALLY BECOME PARASITES OF THE GOVERNMENT FOR YEARS AND YEARS. YES...WE CAME TO YOUR COUNTRY TO WORK, TO EARN DECENT MONEY (HALF OF WHICH BY THE WAY GOES TO TAXES BECAUSE THERE'S SO MANY SOCIAL PARASITES FROM YOUR RACE).AND BY THE WAY, MOST EDUCATED PEOPLE THAT I WORK WITH DON'T COME FROM YOUR RACE...

THEY'RE ACTUALLY IMMIGRANTS TOO. AND THOSE EDUCATED ONES DO NOT ACT LIKE YOU DO, PERHAPS BECAUSE THEY'VE REALLY BEEN WELL EDUCATED..AFTER ALL THAT'S SAID...

WHO IS THE IGNORANT ONCE AGAIN?! -

____________________________________________________________________
So, be proud, you are a Filipino,...and not like
Mr. Art Bell. Please do
send this to as many person as you can until it
reaches him.

Amee R. Hain-Bautista
Account Executive
ABS-CBN Regional Network Group
CP# 0917-8271371

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Arroyo seek Clemency for two OFW in Kuwait

President Gloria Macapagal Arroyo seeks clemency for the two OFW in Kuwait who are in danger of death sentence punishment. The president welcome the Prime Minister of Kuwait Sheikh Nasser Mohammad al-Ahmad al-Sabah who pay a visit to Presidential Palace last Friday.

Here are the rest of the news:
Arroyo thanked the prime minister for sparing two Filipino workers who were earlier sentenced to death for murder and asked if similar clemency could be extended to the two currently on trial, the Philippine Daily Inquirer said.

However, the Kuwaiti PM said all judicial processes would have to be settled before clemency could be considered, the Inquirer reported.

The leaders also discussed the need for more laborers in Kuwait.

The Inquirer reported that in their meeting the prime minister said Kuwait needed more workers aside from the 110,000 Filipinos already working there.

"We have no quota for Filipinos, even one million are welcome," the Inquirer quoted the PM as saying.

The Philippine government earlier said that the visiting prime minister would oversee the signing of agreements on cooperation in the field of health services. However, the details of the agreement were not revealed.

I just hope that the two OFW will be pardoned and that their sentence will be reduced to life sentence. There are many expatriates today that are victims of circumstances. But as a christian we must save life rather than waste it.

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