18 years for OFW to save P3 Million!

I read an article stating that it will take 18 years for an OFW to save P3 Million so that he could return home for good? Assuming that he save part of his monthly salary alone or with the spouse is worth P13,800.00. Do you think it is only worth P 3 Million? Let us compute to prove this argument. So Let us Multiply P13,800.00 by 12 months to get...

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5 REASONS WHY TEACHERS NEED TO SAVE AND INVEST IN THE STOCK MARKET

My father was a teacher. He died in 2002 at the ripe age of 78 not to be exact as he was born in the 1920' and his birth certificate was burned during world war 2. As a child, I witnessed how hard to be a teacher. He made his lesson plans at dawn and prepare very early so that he could reach his school in the mountain at 7:00 AM. Actually, he worked...

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5 Tips on how to Save and Invest for OFWs

Many Filipinos left their love ones to earn money abroad even if they don't want to leave. They do this because they have no choice. There is no job opportunities in the Philippines. Right now millions of Filipinos are in Middle East, United States of America and other countries to work. They are not there as tourist.  I felt sad for some of...

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Recession Proof Businesses for Expatriates to Start

Many Expatriates are still working abroad away from their family sacrificing because they are afraid to loss their jobs and end up nothing. Many of them spend more than ten years while some still working abroad for more than 20 years because they do not have business to support their expenses if they resign. Like me who has a buy and sell business...

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Global InterGold Review – Re-Launch of EmGoldex?

Hey welcome to my Global InterGold Review!  There is something fishy going on about this new company and in this blog post I am going to expose everything…  First, I want to let you know a little bit of the history about Global InterGold and why you could burn through a lot of money…  I am generally never negative about MLM...

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11 easy steps to have an entrepreneurial mindset

MANILA - What is an entrepreneurial mindset? This refers to the specific state of one's mind in creating and focusing or harnessing to the best of one’s ability successful factors related to entrepreneurship.   In today’s world, what matters most is how one can develop the ability to think beyond what can be perceived.  It is never...

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Why most OFW still poor despite working abroad for a long time

Why most OFW still poor despite working abroad for a long time? This is a question many people are asking me many times. I asked them the same question why is it so? I asked the same question because I have been working abroad for more than 15 years already and yet I don't have lots of savings. Yes I paid my monthly SSS and bought a house plus some...

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Remittances inch up in July 2015

Metro Manila (CNN Philippines) —A strengthening U.S. dollar and a depreciation of several currencies around the world partly caused a slower growth in personal remittances from overseas Filipinos (OFs) last July, according to the Bangko Sentral ng Pilipinas (BSP).   The central bank revealed on Tuesday (September 15) that personal remittances...

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What is Mutual Fund?

A mutual fund is a type of professionally managed investment fund that pools money from many investors to purchase securities.[1] While there is no legal definition of the term "mutual fund", it is most commonly applied only to those collective investment vehicles that are regulated and sold to the general public. They are sometimes referred to as "investment companies" or "registered investment...

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Investment for Expatriates

I decided to write about investment because this is where most of us expatriates are lacking. I have many friends and acquaintances who went home for good but still poor. The purpose of going abroad and be away for a long time from our family has failed! Those sacrifices and homesickness that we endured for long time should not be wasted by ignoring investment. I think we just need to study...

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Money Tips for Expatriates or OFW

Many expatriates or OFW in particular forget to save money when they are already working abroad. In the Philippines there is a seminar from PDOS before leaving to work abroad. The main topic of the seminar is about how to save money while working away from the Philippines away from their family. But most of the expatriates return home only to realize that they are still poor and even poorer before...

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OFW Should Save and Invest

Many OFWs including myself are working hard in a far away land in order to earn more money and hope that someday we can start a new life in the Philippines with business or savings but I think only few people will realize their dream. Why is it that it is hard to do it? When I was young it seems to me that saving money is very easy but now I have...

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Earn and Invest Money: Top Ten Money Saving Tips

To all expatriates out there here is another article that I want you to read. It is about saving money tips, I am sure all of you will want to save money so that you can leave where you are now and go home for good earlier than what you expect. Saving your money by following this Earn and Invest Money: Top Ten Money Saving Tips will help you a lot. Start saving money today and invest it in your country. There...

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