Tuesday, September 22, 2015

10 Bad Experiences of OFWs Spending Holidays in the Philippines

The Philippines is undeniably one of the best places in the world to unwind and explore. However, as with any other destination, there are both highs and lows — and returning citizens are no exception.

 Here are some of the ill experiences overseas Filipino workers have reported through the years. Of course, it is needless to say that these do not happen all the time. If they do happen to you or someone you know, the things listed below are good to know.

1. Corrupt airport workers. Whether you’re a foreigner or Filipino, there are a few customs officers who can’t help but take advantage once you get to their section. They will generally ask arriving passengers to pay high fees for certain products brought in, like appliances and gadgets. They also tend to confiscate food and other items that are supposed to be prohibited when, in fact, they only take these for their own use.

 2. Overcharging taxi drivers. Several cities around the Philippines have taxi drivers that do not turn their meters on when you step in. They instead ask you to pay. If this happens, never negotiate and instead insist on having the meter turned on. Otherwise, walk away and look for another cab.

 3. Long queue at NAIA arrival hall. Long lines are a constant problem in the Philippines regardless of where you are. As soon as you arrive at the arrival hall, you should expect to stay for another 30 to 60 minutes at least because of inefficient personnel and outdated checkout systems

 4. Luggage lost or delayed. Many OFWs also experienced having their luggage lost or placed at a different flight to a different destination. Some are fortunate to get their luggage back while others have to settle for cheap reimbursement. Such things happen even if security guards manning the exit doors occasionally check luggage tags to catch baggage thieves. naia-immigration

5. Nagging neighbors asking for pasalubongs. Whenever OFWs come home, they don’t only need to worry about their immediate and extended family. There are also so many neighbors who will be asking for gifts and money. Solicitation forms for graduation. Money to claim a pawned jewelry. Money to buy an ailing relative’s medicine. It looks like the vacationing OFW has suddenly become a walking loan officer.

 6. Family members expecting you to give more money. Many Filipino families also think of OFWs as endless sources of financial resource so they ask for cash aside from the gifts you already brought. This is because many believe vacation in the Philippines is a luxury and not a necessity, so they believe you must have enough money in your wallet to afford travel.

 7. Everyone asking for money. OFWs, regardless of the duration of their stay, have to deal with additional expenses since they will be targeted by family members who would like to ask for money to apply for a job in a different place, start a small business or purchase new appliances. NAIA personnel asking for tips. Taxi driver asking for tips. A barker insisting on carrying your bags asking for money. Did we mention family and neighbors also asking for the same?

 8. Children do not recognize parents anymore. Some overseas Filipino workers have to stay abroad for a year or longer, so they find it very sad and disappointing how their children barely know or respect them when they return. If you’re working overseas, it’s best to have constant communication with the people at home: parents, siblings, cousins and of course, immediate family members. With the technology available, all this is very much possible.

 9. Confirmed gossip that spouse already have another family. The long distance relationship between spouses usually put a strain on marriage. Some couples file for legal separation while others just discover that their husband or wife has been having an extramarital affair and has a second family. Painful isn’t it? But these sad tales of infidelity and broken families extend beyond ‘Maalaala Mo Kaya’; after all, MMK is supposed to be based on real-life stories.

 10. Going back to work abroad empty-handed and debt-ridden. Filipinos are naturally generous so they usually spend more than what they saved for when coming home to visit. They usually charge the additional expenses using their credit card or borrowing from their company or coworkers abroad.

In the end, they have to work longer and harder to pay back debts, which means that they’re going to need to stay in foreign land longer than before. There is no doubt that working abroad and away from your loved ones is tough. Manage your relationships (and your finances) well and you will never have to experience these horrors throughout your OFW life.

Taken from http://www.pinoy-ofw.com

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11 easy steps to have an entrepreneurial mindset

MANILA - What is an entrepreneurial mindset? This refers to the specific state of one's mind in creating and focusing or harnessing to the best of one’s ability successful factors related to entrepreneurship. 

 In today’s world, what matters most is how one can develop the ability to think beyond what can be perceived. 

It is never too late to neither start nor revitalize. All it takes is a strong desire to change or improve. As the saying goes, “If there is a will, there is a way.” 

These tips are meant for the serious people who like to embrace change and success: 

 1. Create your new entrepreneurial mindset. 

 Before you can become successful, you have to create a new mindset to achieve the things you want in your life. 

 Examine your current mindset, and how that way of thinking has gotten you to where you're at right now. 

 Be honest with yourself when looking over your current results, because this will give you an accurate measure of the choices that you have made over the years. 

 Only then will you begin to see for yourself that it is time for you to work on your new mindset in order to start living the life you want to experience, regardless of your current circumstances. 

 Once your new entrepreneurial mindset is in motion, you will start making very creative choices to move you faster to your desired goals. 

 Find three to four successful entrepreneurs that have the lifestyle that you want, and ask them if you can interview them individually to understand the reasons why they are so successful at what they do in their current business as an entrepreneur. 

 While you are listening to them, take notes, examine what they say to you about themselves and their success, and grasp what type of mindset they have now in their lives. 

 This will propel your own success in so many different ways because you will be able to apply what you have learned to your own mindset. 

 2. Take out three blank sheets of white paper and a pen or pencil.

 You are going to write down your new mindset as an entrepreneur on your sheets of paper. 

Writing down what you want (and what you are going to achieve as an entrepreneur) is a very powerful activity that you are making a habit of now. 

 Taking out your sheets of paper right now is a serious gesture that you are making to let your subconscious mind know you are a person of action. 

This step will help propel you on your new journey, the journey of taking the necessary steps needed to achieve your desired goals. 

These three blank sheets of paper represent your future. As an entrepreneur with a new mindset you can paint any picture you want to on the three sheets of paper, regardless of your current circumstances. 

 3. Write down all of your new ideas as an entrepreneur on the first sheet of paper.

Label the first blank sheet of paper you have as number one. You have been spending some time changing the way you think, and creating a new entrepreneur mindset: 

 Start writing down all of the new ideas that you have as an entrepreneur now. 

The ideas that you are writing down now are the ones that you have been thinking about in your mind that you want to create and achieve in your physical presence now. 

For example, if you have a burning desire in your heart to start your own daycare center, restaurant, hotel, or create a product for people to buy, then write down all of your ideas in every detail. 

 Write down how big the daycare center is going to be, where it is going to be located, what color the building is going to be, how many children you will allow to be kept in your daycare, how many people you will staff, what type of services you will provide to the parents and children coming to the daycare. 

 This is a perfect example of how you can start writing down all of your ideas as an entrepreneur on the sheet of paper now. 

 4. Write your short-, middle- and long-term goals down on the second sheet of paper.

A short-term goal is something you want to achieve in one day, one week or one month. 

 A middle-term goal is something you want to achieve in ninety days to six months. 

 A long-term goal is something you want to achieve in one year or more. 

5. Write down what you want to achieve as an entrepreneur on the second blank sheet of paper. 

 List them in the categories stated above as short-, middle- and long-term goals. 

At the top of the paper, you can have your short-term goals, in the middle section of the paper, you can have your middle-term goals, and at the bottom of the paper you can have your long-term goals (if necessary use the back side of the sheet of paper). 

 6. Be creative when writing down your goals because this is your life that you will be experiencing in the near future. 

 This is one of the biggest reasons why 1% of our population is earning around 96% of all the money that’s being earned in our world today. 

They set goals, and they keep at them until they have seen them through into their physical manifestation.

7. Write down 50 things you want to experience in your life now on the third sheet of paper. 

 Write down 50 things that you want to experience in your life now on the third blank sheet of paper. 

You can start really having some fun in this step by writing down 50 things that you want right now regardless of your current bank account, job, business or relationships in your life now. 

Those 50 things that you write down will help you to understand that you can have whatever you want in your life as an entrepreneur. 

However, you have to first know what you want in detail. Start applying personal development every day in your daily life. 

With the new mindset you have now, you should continue to feed your mind everyday with personal development. 

For instance, you can take out three minutes in a day and meditate on goals or just clear your mind of everything for the moment. 7. Give yourself a command and follow it. 

 Now that you have been thinking and writing about your goals, the things you want, and your ideas as an entrepreneur, give yourself a command on what you want to achieve first as an entrepreneur, and follow it until you see it through to the finish. 

Then you can move on to something else that you want to focus on and achieve. 

You will continue the same process over and over--whatever you decide you want to achieve, give yourself a command and follow it until it is achieved. 

 8. Keep your new mindset positive by hanging around like-minded individuals. 

 Hang around more like-minded individuals daily, monthly and yearly to keep a positive mindset. 

Hanging around individuals that have the same entrepreneurial concepts that you do will keep your mindset in a positive state, and on the right track to achieve your goals. 

You can hang around like-minded individuals by either listening to a group of individuals on the phone via conference calls, attending seminars, being part of an online forum of positive people like yourself, and keeping in contact with the positive like-minded people you have formed a relationship with on your journey in achieving your goals. 

 The more positive like-minded people you associate with regularly, the more it will certainly keep moving you in the direction of becoming successful as an entrepreneur. 

 9. Take seven minutes out of every day to visualize the end result of your goal in your mind. 

 Take seven minutes out of your day to visualize the end result of your goal that you have decided to achieve within a specific time frame (as mentioned in step number three). 

For example, if you decided to own your own daycare center, then you could spend seven minutes in the day visualizing about every aspect of your daycare center as if you currently owned it in the present moment. 

 You can also start off visualizing everything that you wrote about the daycare center in step number three. 

Then you can work your way to the end result of having the daycare center in your possession now. 

 For instance, visualize the amounts of checks that you are receiving from your customers now that you have the daycare center, visualize different cars parked at your daycare center parking lot, visualize the joint ventures that you have created with other daycare center owners in your area in providing better services in your city. 

 Before successful entrepreneurs became successful, they first visualized the end result of their goal, and continued to dwell on that end result a few minutes of everyday until it became a part of their experience in life. 

 10. Sign your name to the sheets of papers with your new ideas, goals, and the things you want in your life as an entrepreneur. 

 Put your signature on the end of the sheets of paper where you have written down all of your new ideas, goals and the things you want to experience in your life as an entrepreneur. 

 By doing this step, it will promote a sense of seriousness within yourself, that you mean business in accomplishing your ideas, goals and what you want. 

You also will feel that you have already completed your aspirations by signing your documents of personal achievement. 

Your signature represents a decided heart and a new mindset. 

 11. Make a decision to yourself that you will never give up on your new ideas and goals until you see them manifest in your life. 

 Do yourself a huge favor right now and go ahead make the decision to never give up on your new ideas, and goals until you see them manifested in your life as an entrepreneur. 

 Many unsuccessful entrepreneurs in today’s society give up on their goals and ideas at the first sign of temporary defeat. 

There is no such thing as failure, only temporary defeat in life, period. 

 When a successful entrepreneur has a temporary defeat, he remains calm, relaxed, and confident in his quest to achieve his goal because he understands that every temporary defeat is backed by a great or equal number of successes in his life. 

That’s why many successful entrepreneurs always get what they want in life; they never give up on what they want.

Taken from ABS-CBN.COM

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How to go from OFW to entrepreneur

MANILA, Philippines - Working abroad isn’t a walk in the park. Lots of Filipinos believe that if you’re working abroad, it means you’re living comfortably in a magical land where money is coming in non-stop.

But in reality, that’s not true at all.

OFWs are struggling with their life situation abroad and some even skip meals just to get through the day.

So to avoid going broke, you need another source of income. And starting a business here in the Philippines is your best option.

So, here’s how to make the leap from OFW to entrepreneur.

Save
Before you dive into entrepreneurship, you must save a portion of your income for your business. However, saving is not easy especially if you have a lavish lifestyle. But if you’re really serious about starting a business here in this country, you should practice simple living. Stay away from fancy things and save your money to fund your business.

Put the word "NO" in your vocabulary
You must learn to say “no” to your family and friends. They will always ask you for money and gifts, but if you always give them what they want, there will be nothing left for you and your business. So practice saying “no” to their requests. It may be difficult at first but you’ll get used to it. Be strong-minded and focus on funding your business.

Familiarize yourself with the Philippine market
Starting a business here in the Philippines is a different ball game. What sells abroad might not sell here in the Philippines. So you need to be attuned with the local market. Give yourself some time to do some researches and study the local market. Identify the top trends first before you start your own business.

Invest in a lucrative business
Once you have the funds and you’re familiar with the local market, you must pick a profitable business that will suit you. Choose something you’re interested with so you won’t get bored when you’re running it.
Here are some excellent business ideas you might want to check out:
1. Food Business
2. Rice Retailing
3. Laundry Shops
4. Digital Printing Business
5. Pharmacy
6. Logistics Handling
7. Shuttle Services
8. Convenient Deliveries To Condominiums
Encourage your family and friends to set up their own businesses too. In that way, they won’t ask money from you anymore. Think and explore franchising. It is a way of doing business under the guidance of a franchiser. However one needs to be careful in choosing the right franchise business. As I always tell people -- “investigate first before investing.”

Be persistent
“Inside of a ring or out, ain't nothing wrong with going down. It's staying down that's wrong.” – Muhammad Ali
Entering the world of entrepreneurship isn’t for the faint-hearted. There’s always risk involved in business. Sometimes things won’t go your way. And when things go sour, you need to find ways to stay afloat. So learn how to adjust to any situation, have faith and don’t give up easily.

Support organizations
There are a number of organizations who are supportive of the OFWs. In the recent 4th OFW and Family Summit held at the World Trade Center, around 5,000 OFWs came seeking advise on getting into business. Mentors from GO NEGOSYO, Association of Filipino Franchisers Inc., Villar Foundation, Blas F. Ople Policy Center Foundation were all present. There were as well OFWs who are now successful entrepreneurs who spoke how they survived challenges.

Look back
At times when you feel things are not moving the way you wanted it to be, just try to look back. You will realize the many hundred fold improvements in your life including your family as well. Think of the various experiences you learned. Surely you can apply some if not all in becoming an entrepreneur.

Finally, always wear that positive mindset. Avoid self-pity. Emotions can be a tool to bring you down. Turn it around and use it to strengthen your willpower.
Pray and have faith! We just entered the year 2015 and keep those chin up high! Better yet try humming the song “Walk With Faith.”

From ABS-CBN.COM

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