Thursday, April 1, 2010

Open Letter for All Expatriates

I been stuck on the news, that one of our colleague, who been working here for 25 years here in Saudi Arabia, and recently retired , has die of heart attack.

It sadden me because, of the lost of another good person, who dedicated his whole life working and serving the company with all his heart and talent.

It also sadden me to know that when he die, he is as poor as when he came here.

He lost his wife while he was here, for a reason that i don’t understand, he spend most of his life working here and still when he retires, he cannot even live comfortably with his pension.

A question stuck my mind, Is working here in foreign country is really the solution to, for your family to have a decent life? Or it is the reason for family break-up?

We heard a lot about the children, lost their way because their parent are working abroad, children have been abuse, and so on and forth....!

And it all boiled down to one reason, our country men have been forced to look for greener posture outside the country because nobody guide them and educate them, no employment opportunities and even the government lied to them by branding them as the new heroes, instead of helping them educate on the important of financial education.

I’m so grateful, that my mindset has change dramatically, when I join the CREATE ABUNDANCE, my purpose in life has been renew, my goal has been clearer, my mission of spreading financial education is not only a dream but a reality. And now it is not only “MY” but “OURS”.



Help us spread the financial education throughout the nation and world. And bring back our OFW to their family.


Wilson A. Vina

Core team

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Saturday, March 27, 2010

Brief History of the Philippines

This brief history of the Philippines, told by a philosopher of ‎the streets, is probably closest to the truth about ourselves.

WHAT'S the big deal when Lapu-Lapu killed Magellan in ‎‎1521? Nothing much really. During Lapu-Lapu's time, Mactan ‎was strictly tribal. Think small, guid. There were no big ideas ‎such as nationalism or geopolitics.

Lapu-Lapu was simply the local siga-siga and Magellan was ‎the culture-shocked Westerner, a native first-timer in the ‎
exotic east. We lionize Lapu-Lapu as a hero and nationalist. ‎Ang totoo, mayabang lang si Lapu-Lapu. But this defeat of a ‎foreign invader did not make a Filipino nation. The timing ‎was wrong. And don't you believe that bull that Spanish ‎explorers came to find spices of the East to improve the taste
of their bland cuisine. Their hidden agenda was to spread ‎their kingdom through colonization, the euphemism for land ‎grabbing.

During the 333 years of Spanish rule (1565-1898), hundreds‎
of rebellions were waged by native firebrands in many parts
of the archipelago. Not one succeeded. Our rebels were ‎either caught, garotted, or simply ignored by the
Commandante as nuisances. Puro malas!

The execution of Rizal in 1896 was a traumatic experience ‎for Filipinos. Those who read Rizal's Fili and Noli were ‎incensed by the abuses of the church and state regime
of the Spaniards. Emotions ran high, from Aparri to Jolo.‎
The critical mass needed for nationhood was formed. At last ‎we could rebel as a people, as a nation.

The Katipunan did their battle heroics, originally led by the
firebrand Bonifacio and later on by the crafty Aguinaldo. ‎With more Katipunan charges (Sugod mga Kapatid), freedom ‎seemed possible. Between 1897 and 1899, stealth, betrayal, ‎and skullduggery bedeviled our prospect for independence.‎
The Aguinaldo and Bonifacio factions engaged in ugly ‎infighting (the talangka mentality) resulting in the execution
of Bonifacio.

Meantime, an American Admiral named Dewey entered ‎Manila Bay and defeated a luckluster Spanish navy. ‎Aguinaldo reneged on the pact of Biak na bato. He resumed
the revolution by proclaiming the Philippine Independence in ‎Kawit. June 12. From whom? We were still under the ‎
Americans & Spaniards at that time.

Meanwhile, American and Spanish soldiers held a moromoro"‎
battle in Intramuros with the Spaniards surrendering. ‎Aguinaldo's republic and his KKK patriots were left out and ‎ignored. Naisahan tayo... Minalas na naman.

The Filipino-American War broke out. Tall American soldiers ‎looking like Clark Gable chased and battled the outlawed ‎Filipino revolutionaries, ending in the capture of Aguinaldo in ‎Isabela. Thanks to the mercenaries from Macabebe. This is
the second time those Macabebe turn in their own kind, first ‎with the Spaniards. This was the mother of all kamalasan.

At that time, our population was 8 million. The gap between
the rich and the poor was estimated at 30% middle-class ‎and rich, 70% low-class and rural poor.

During the Commonwealth period (1901-1941) which ‎followed, there were lots of learning on democratic ‎principles, its structure and governance. Technology ‎transfers were done on Constitutional Rights, Public ‎Education, Transportation, Health, International Trade and ‎Industrialization. The Americans turned out to be good ‎tutors. Filipinos also went crazy over American brand ‎products like Libby's corned beef and Portola sardines, ‎Hershey's Kisses and Wrigley's chewing gum, Camel ‎cigarettes and Model T Ford for the hacienderos of
Pampanga and Iloilo.

Hollywood films made Pinoy males fantasize on Jean Harlow, ‎Betty Grable, and Mae West. Thus, Filipino colonial mentality ‎began. We fondly called this period Peace Time. By the way, ‎American troops massacred innocent people in Balangiga. ‎Mga hayop din pala!

‎1941. Disaster! World War II! After attacking Pearl Harbor,‎
the Japanese army invaded our country defeating the
combined American and Filipino forces (USAFFE). General ‎McArthur, the proud and handsome Army chief, fled to ‎Australia at the height of the battle. Then the Filipinos ‎marched to Bataan as prisoners in the Death March.

For four miserable years we suffered the sadism of the
Japanese militarists' rule. Torture, famine, and death were ‎for us, the order of the day.. Kawawa. Malas na malas!

The American forces returned in 1945 to liberate the
country. McArthur, General Superiority Complex himself, ‎sporting Ray Ban sunglasses and corncob pipe, swaggered ‎back to Manila. Piqued at his humiliation in 1941, McArthur ‎ordered the bombing and shelling of Manila till kingdom ‎come. So he can get back at the Japs for wrecking his R&R ‎place in Asia. Malas na naman.

The whole-wide expanse south of Pasig - from the Post ‎Office to Vito Cruz, including all of Intramuros - was ‎pulverized. Manila was the most devastated city of World ‎War II next to Warsaw, Poland (Tokyo was not damage that ‎much because they surrendered after 2 atomic bombs). Our ‎culture, our heritage, and historical assets (seven beautiful ‎churches in Intramuros, hundreds of elegant Art Deco and ‎neo-classical architecture in Paco) were sacrificed recklessly ‎and completely erased from the face of the earth. Sayang na ‎sayang!

In 1946, we gained our independence from the Americans. ‎We were a free nation at last (because the Americans saw ‎how much it will cost to rebuild the devastations, better to ‎let pinoys do it themselves)! A true Independence Day for ‎us, July 4th 1946 not the June 12th that Aguinaldo declared ‎and Disocado Macapagal (Marcos did initiate change, but ‎Macapagal) celebrated. We had enough exposure and ‎lessons on how to govern a democratic country, the first in ‎Asia. Our population was 17 million. The dollar exchange ‎was US$1 to P2.

But there was still no peace from 1947 to 1955 (not 1966 ‎because Pres. Ramon Magsaysay was successful putting it ‎down as Sec. of National Defense before becoming President. ‎In late ‘60s, it is the CPP by founder Jose Maria Sison). A ‎widespread communist rebellion led by Taruc, the Lava ‎brothers, and its armed guerillas called Hukbalahap ‎‎(supposed to be Hukbo ng Bayan Laban sa Hapon) waged ‎bloody war with government troops and turned out to be ‎nothing but bandits in disguise. Filipinos killed kapwa
Filipinos. Malas na naman!

Our politicians and bureaucrats learned to engage in graft ‎and corruption (What are we in power for?) - such as the
war surplus bribery, the Tambobong wheeler-dealing and
the Namarco scam. Talo nanaman!

Six presidents were elected to manage the country from ‎‎1947 to 1972, under the democratic system. They were ‎Presidents Roxas, Quirino, Magsaysay, Garcia, Macapagal, ‎and Marcos.

Economists looked back to the decades of the 50s and 60s ‎as the best years of the Philippine economy, surpassing ‎Asian countries. The nostalgia was naiveté, useless ego-‎tripping. The gap between the rich and the poor remained ‎big. 30% middle-class and rich, 70% low- class, rural and ‎urban poor. We were 27 million people. US$1 was to P4.

During the late 60's, the Maoist communists led by ‎Commander Dante intensified its drive to overthrow the
government. Marcos added fuel to the fire by creating a ‎communist spook. Violence and mayhem ruled the streets.‎
The youth went up in arms! Martial Law was declared in ‎‎1972 and Marcos became dictator. Freedom of assembly and ‎of expression went out of the window.

What followed were years of dictatorial abuse, crony ‎capitalism, shackled free enterprise, near economic collapse ‎and a demoralized middle class. The gap between the rich
‎(30%) and poor (70%) remained in a quagmire. Pareho rin ‎pala ang situation.

Our population was 40 million. Exchange rate was US$1 to ‎P7. Kawawang kawawa! Malas na malas! In 1983, Ninoy ‎Aquino, Marcos' exiled arch rival, was assassinated upon his ‎return. Push came to shove. Cardinal Sin engaged the people ‎on to protest. Outrage, self- pity, shame and fury raged and ‎rumbled like a tidal wave, culminating in the incredible ‎People Power Revolution. The very sick and obstinate Marcos ‎fled (hijacked by Americans from Clark) to Hawaii (sounds ‎like Paoay) where he died. His alleged millions of stolen ‎dollars intact and unresolved, up to now... peso to dollar ‎exchange is now US$1 to P20 (in the black market, it was ‎P30-35).

But People Power was our shining glory! The whole world ‎applauded our saintly courage, our dignified defiance, our ‎bloodless solution to expel a dictator. We were the toast of ‎all freedom-loving countries, the envy of all oppressed ‎people. In 1986, we placed Cory Aquino, Ninoy's widow, in ‎Malacañang. She was virtuous, sincere and full of good ‎intentions for the country. But what happens under Cory?

Endless brown-outs… living in a situation where portable ‎generators was a must and monopolized by Cory's relatives ‎who threw out her Energy Department down the Pasig River. ‎The land reform she professed and promised was going good ‎at first, but after she found out her Hacienda Luisita will be ‎greatly affected, that program went down the Pasig River ‎too! No wonder that river is so polluted. (Land reform will ‎not uplift the pinoy nation if the attitude of the majority of ‎the beneficiaries does not change from get-rich-quick ‎mentality)

Coup attempts by Honasan, power struggles, political ‎squabbles, and the infighting for juicy deals harassed the ‎amateur Cory presidency. So nothing happened. No progress ‎took place. The economy was still bad. The poor suffered ‎more and more. Sure we got democracy back on its feet. But ‎the Filipino resolve didn't happen. People Power pala was ‎‎"ningas cogon" power. (Honasan coup of 1989 did us in. The ‎economy was picking up fast after 1986 People Power ‎despite the brown-outs. We more or less recovered ‎economically only after 10 years because of that most ‎serious coup)

Sayang na sayang! Tha gap between the rich and the poor ‎remained at 30% (middle-class and rich), 70% (lower-class ‎and rural/urban poor). Exchange rate was US$1 to P25. We ‎were 55 million people.

In 1992, Cory's choice, Fidel Ramos, West Pointer, soldier, ‎and hero of People Power won the presidency. He had the ‎bearing, the single-mindedness and the vision to bring the ‎country to a tiger economy status. Ramos was a terrific ‎salesman of the Philippines to the world. He was able to ‎hype a climate of good economic grounds. He removed ‎barriers to progress. He was an apostle of privatization. His ‎mantra was, less government, more private sector! Fidel hit ‎the right note and the economy went on a roll. Fidel wanted ‎to run for reelection but failed to swing the cha-cha (an ‎idiotic acronym for Constitutional Change) so he could run ‎again.

In 1997, the Asian economic crises struck, triggered by the ‎bursting balloon of the hyper-speculative Bangkok economy. ‎The financial debacle created disastrous effects in the ‎investment institutions of Manila, Jakarta, Kuala Lumpur,‎
Hong Kong, Seoul, and Taiwan. All the Ramos gains ‎evaporated into thin air. Malas na naman! The poor, specially ‎Mang Pandoy, were poorer than ever. (Manila was the least ‎affected by this crises because we have the least foreign ‎investment among ASEAN, so not much investment to ‎withdraw by foreign investors, but Erap did not capitalized ‎on this fact – so we suffer as well because Erap was sleeping ‎on the job)

‎1998 was showbiz time! The Erap para sa mahirap show ‎opened to the chagrin of Makati Business Club. Pasensya na ‎po kayo, mga elitists. Democracy is also weird. The choice of ‎the masa must be respected.

Catastrophe! Chavit Singson exploded jueteng bombs! For ‎days on end, a nation sick in the stomach, sat through ‎primetime TV aghast at watching the bizarre drama of ‎alleged bribery, gambling, drunkenness, womanizing, deceit, ‎and corruption. A lantern-jawed witness and a sexy ‎intelligence "asset" hogged the witness stand.

Viewing the scandals on TV was like watching dogs mating in ‎the public square. It's embarrassing but you can't take your ‎eyes off them.

The impeachment trial serialized on TV was riveting. The ‎defense lawyers, some wearing a canine sneer (ngiting aso) ‎insulted our intelligence often. (Lokohin n'yo ang lelang ‎n'yo). The whole country was stinking to high heavens. The ‎prosecution produced its own witnesses - Clarissa Ocampo, ‎Emma Lim, Carmencita Itchon and many others.

Idols with feet of clay fell crashing into the dust. Those who ‎voted against opening the envelope were legalese, ‎procedural, sounded intellectually brilliant, but also ‎heartless and thick-skinned. They couldn't fathom the ‎heartbeat of the nation. Cardinal Sin, aging and sickly, called ‎on the people again. It was People Power II!

Same humongous and collective umbrage, same ‎brinkmanship, and same staccato prayers! Generals Reyes ‎and Villanueva simply joined the mammoth EDSA crowd. No ‎US jets from Clark this time. Erap was out! Gloria was in!

Hope springs eternal. Malacañang regained its honor and ‎dignity. Protocol was observed. Absurdity was gone. ‎Grammatical English was back. Now the first gentleman ‎should have been named Mr. Pakyao, he has the monopoly of ‎graft behind Gloria's back.

‎2001. More catastrophies! The peso plummeted to a ‎horrifying US$1 to P51. The Abu Sayyaf (extremist ‎ideologues, or mindless barbarians?) were into kidnapping ‎and terrorism, gaining worldwide notoriety. Businesses are ‎still closing shop. Thousands of workers are being ‎retrenched. Prices of food and gasoline are very high. ‎‎(Galunggong is P80 per kilo!) Our streets became permanent ‎garbage dumps. Maggots multiply to spread disease. Our ‎communities stink.

Again, the whole nation was witnessing sickening crimes ‎attributed to people in the government. Talo na naman! We ‎are now 75 million people but the gap between the rich, 30% ‎‎(middle-class and rich), 70% (lower-class and rural/urban ‎poor) remains the same for one century.

When will this end? It's been more than 350 years since ‎Lapu's- Lapu's victory, 100 years since Rizal martyrdom and ‎we're nowhere as a people, as a nation. Malas pa rin!

Some wise guy said the Filipino is a damaged culture. Bully! ‎And what do you call other foreigners. They used slaves in ‎their plantations, and landgrabbed from the natives! What ‎should we call such cultures? Predatory Culture? Bully ‎Culture? What about that other country? How many ‎countries did it put under the barrel of its gunships, so they ‎could gloat that the sun never sets on their empire? What ‎shall we call this culture? Sahib culture? Gunga Din culture? ‎C'mon, give us a break!

We Filipinos have strengths and endearing values. We are ‎Christians, God-fearing, and peace-loving. We are patient ‎and tolerant (matiisin to a fault). We are musical. We sing ‎our blues away. We have a sense of humor. We concoct and ‎text Imelda hyperboles and Erap malapropisms. We learn ‎fast because we are bilingual and highly educated. We've got ‎thousands of MBA's and PhD's in economics and ‎management from AIM, Wharton, Harvard, UCLA, etc. (most ‎of them now overseas).

We've got a surplus of technocrats for nation-building. We ‎want to work if there are vacancies. We want to go into ‎business if we have the capital. We want to obey the law if ‎the law is being enforced. We want to live and die here, if ‎there is peace and order.

But, but, and but. We have many shortcomings. We are ‎immature in our politics. Given a choice on whom to elect: a ‎handsome pabling movie star or an honest and brilliant ‎political scientist, we'll vote for the movie star.

No brainer tayo dito. Talo! We have many stupidities. Like ‎dogs, we pee (Bawal umihi dito) on walls and tires. Our ‎driving is suicidal. Our service quality is inferior.

Clerks at City Hall act arrogant. Sales ladies at department ‎stores don't know their product features. No exchange No ‎return even if it is defective, you have to argue for it. ‎Tourists get mugged by thugs in uniform. Police lay traps so ‎they can catch you and ask for bribes. What's wrong with ‎us? We don't have a great leader. And good governance. (In ‎Singapore, Lee Kwan Yew did it. The constituency profile is ‎similar to Filipinos). Admittedly, this country is impossible, ‎tiresome, and frustrating.

But it's the only country we've got. We live and die here. Will ‎we ever see the dawn?

Dios na mahabagin, kailan pa kaya? Ubos na ang aming luha. ‎Katog na ang aming mga tuhod. Tuyot na ang aming utak. ‎Hingal na ang aming puso.‎

Dios na mahabagin, isalba Mo po kami. Hindi po kami ‎talunan. At lalo pong hindi kami tanga. Sunod-sunod lang po ‎ang malas.

NOTE:
Dati Kastila, Amerikano, Intsik, Hapon at ngayon may ‎Koreano pa.

Mahabagin Diyos, Nasaan Ka PINOY?‎


As this article correctly pointed out “People Power was our ‎shining glory!” Let this election of May 10 be like it, a People ‎Power. Let us be hungry for change, zealots of our rights. We ‎should not leave it to the elected officials, to run the nation as they ‎like. After all, they are our servants and not the other way around. ‎Most of all, let us all be aware of the issues and not be led like ‎lamps to slaughter.‎

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Saturday, March 6, 2010

Korean Essay about Filipinos

I have read about this
Korean Essay about Filipinos - Earn and Invest Money and I am touched by the author's message. This is a little bit late but very informative. The lack of love of our country is maybe the reason why the Philippines is very poor. As an expatriate I think we have a duty too to help our country instead of turning our shoulder back.

I encourage everyone to at least give love and respect to our country. Be patriotic!

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